416 Adelaide Dr, Hampstead, NC 28443 Property Records

Pender County property record for 416 Adelaide Dr, Hampstead, NC 28443 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,586 sqft · built 2018
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Tax Bill$2,491 (2025)
Deeds & MortgagesSep 2020 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4225-85-5175-0000

Property Details

APN / Parcel Number

Primary APN4225-85-5175-0000
Alternative APNs
  • 000031006
  • 979406

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,586 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialWood
Lot Area15,246 sqft (0.35 acres)
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number000031006
Street Address416 ADELAIDE DR
CityHAMPSTEAD
StateNC
Zip28443-1017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 82 PB 62/2 ANCHORS WATCH SEC 4
Legal SubdivisionANCHORS WATCH@SALTWATER LANDING
Legal Lot Number82
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group3
Census Block3027
Census Tract920104

Owner

Source: Pender County records · APN 4225-85-5175-0000

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address416 ADELAIDE DR, HAMPSTEAD, NC 28443-1017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Nov 20, 2019Intrafamily Transfer, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 13, 2019Warranty Deed, Transfer · VA Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2019
Deed SaleNov 20, 2019
Prior SaleFeb 13, 2019 · Amount on Record
Deed Book / Page4698 / 384
Prior Transfer DateNov 15, 2019
Prior Transfer Doc0046980384
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address416 ADELAIDE DR, HAMPSTEAD, NC 28443-1017
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047242206
DateSep 14, 2020
Book Page4724/2206
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPENDER NC
Recording DateNov 20, 2019
Property Address416 ADELAIDE DR, HAMPSTEAD, NC 28443-1017
Document Number0046980384
Book / Page4698 / 0384
Map ReferenceMB 62 PG 2
Instrument DateNov 15, 2019
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address416 ADELAIDE DR, 416, HAMPSTEAD, NC 28443-1017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004698387
DateNov 20, 2019
Instrument4698/387
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateFeb 13, 2019
Property Address416 ADELAIDE DR, HAMPSTEAD, NC 28443-1017
Document Number0046790550
Book / Page004679 / 000550
Instrument DateJan 29, 2019
Instrument20045665
Transaction TypeTransfer
Record UpdatedMar 04, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$731.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address416 ADELAIDE DR HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Mortgage

Document Number46790554
DateFeb 13, 2019
Book Page004679/000554
Instrument20045666
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 12, 2049

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
MunicipalitySurf City Town
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,491.00 (+13.64%)$633,803 (+85.17%) Land $46,988 Building $586,815$633,803 (+85.17%) Land $46,988 Building $586,815
2023$342,288 (-) Land $65,195 Building $277,093$342,288 (-) Land $65,195 Building $277,093
2022$2,192.00$342,288 Land $65,195 Building $277,093$342,288 Land $65,195 Building $277,093

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419201043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearby Flood Claims15 (1996–2018)
Most Recent ClaimSep 2018, tidal / storm surge, Hurricane Florence
Named Events
  • Hurricane Florence (Sep 2018), 8 claims
  • Hurricane Floyd Major Disaster Declarations (Sep 1999), 3 claims
  • Hurricane Fran (Sep 1996), 2 claims
Nearby Flood Policies104 in force
65 of 104 on primary residences
Flood Insurance CostPremium on Record
median of 104 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)

Wildfire

Wildfire RiskModerate
above 59% of the US · above 81% of North Carolina
Wildfire LikelihoodAbout 1 in 769 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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