418 6th St, Colo, IA 50056 Property Records

Story County property record for 418 6th St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,897 sqft · built 1910
Lot Size0.293 acres (12,780 sqft)
OwnerIndividual Name on Record
Last Sale$186,500 (Jun 2017)
Tax Bill$4,698 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jan 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-08-252-180

Property Details

APN / Parcel Number

Primary APN12-08-252-180

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,897 sqft Living Area
1st Floor Area840 sqft
Basement Area420 sqft
Unfinished Basement420 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,780 sqft (0.293 acres)
Lot Dimensions142 ft deep x 90 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Deck Area16 sqft
Patio Area290 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address418 6TH ST
CityCOLO
StateIA
Zip50056-7737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLAIR'S ADD LOT 3 & N1/2 LOT 4 BLK 9
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionBLAIRS ADD (COLO)
Legal Block9
Legal Lot Number3,4
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3028
Census Tract10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address418 6TH ST, COLO, IA 50056-7737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST HERITAGE BANK FSB
Jan 4, 2021Quit Claim Deed, Transfer
Quitclaim
Jun 26, 2017Warranty Deed, Transfer · Conventional Mortgage
SOUTH STORY BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2017 · Amount on Record
Deed SaleJun 26, 2017 · Amount on Record
Deed Document Number20176314
Last Transfer DateJan 4, 2021
Transfer Doc0202100037
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address418 6TH ST, COLO, IA 50056-7737
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202103841
DateMar 30, 2021
Instrument2021-03841
Lender
NameMIDWEST HERITAGE BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTORY IA
Recording DateJan 4, 2021
Property Address418 6TH ST, COLO, IA 50056-7737
Document Number0202100037
Instrument DateJan 4, 2021
Instrument2021-00037
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 6TH ST, COLO, IA 50056-7737

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateJun 26, 2017
Property Address418 6TH ST, COLO, IA 50056-7737
Document Number201700006314
Instrument DateMay 26, 2017
Instrument2017-00006314
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$297.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address418 6TH ST, COLO, IA 50056-7737

Mortgage

Document Number0201706315
DateJun 26, 2017
Instrument2017-06315
Lender
NameSOUTH STORY BANK & TRUST
TypeBank
AddressHUXLEY, IA 50124
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,698.00 (+1.56%) Homeowner's exemption$289,000 (+8.97%) Land $36,000 Building $253,000$289,000 (+8.97%) Land $36,000 Building $253,000
2024$4,626.00 (+8.44%)
2023$265,200 Land $29,300 Building $235,900$265,200 Land $29,300 Building $235,900
2022$4,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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