417 6th St, Colo, IA 50056 Property Records

Story County property record for 417 6th St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,523 sqft · built 1925
Lot Size0.391 acres (17,040 sqft)
Owner2 Individual Names on Record
Tax Bill$3,778 (2025)
Deeds & MortgagesOct 2022 Mortgage
Apr 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-08-254-375

Property Details

APN / Parcel Number

Primary APN12-08-254-375

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,523 sqft Living Area
1st Floor Area755 sqft
Basement Area755 sqft
Unfinished Basement755 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,040 sqft (0.391 acres)
Lot Dimensions142 ft deep x 120 ft wide
Garage TypeDetached
Garage Area840 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area100 sqft
Deck Area24 sqft
Patio Area24 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address417 6TH ST
CityCOLO
StateIA
Zip50056-7739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLAIR'S ADD LOTS 13 & 14 BLK 10
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionBLAIRS ADD (COLO)
Legal Block10
Legal Lot Number13,14
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3027
Census Tract10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 242, COLO, IA 50056-0242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
MEMBERS FIRST COMMUNITY CU
Apr 12, 2017Deed of Trust, Mortgage · Line of Credit
MEMBERS 1ST COMMUNITY FCU
Jun 29, 2018Deed of Trust, Mortgage
MEMBERS FIRST CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address417 6TH ST, COLO, IA 50056-7739
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202210353
DateOct 26, 2022
Instrument2022-10353
Lender
NameMEMBERS FIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2042
Interest
Rate TypeFixed Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address417 6TH ST, COLO, IA 50056-7739
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700003240
DateApr 12, 2017
Instrument2017-00003240
Lender
NameMEMBERS 1ST COMMUNITY FCU
TypeCredit Union
AddressAMES, IA 50010
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMar 30, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address417 6TH ST, COLO, IA 50056-7739
Transaction TypeMortgage
Record UpdatedJul 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201805843
DateJun 29, 2018
Instrument2018-05843
Lender
NameMEMBERS FIRST CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term295 Months
DueJan 1, 2043

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,778.00 (+3.28%) Homeowner's exemption$249,200 (+10.51%) Land $46,100 Building $203,100$249,200 (+10.51%) Land $46,100 Building $203,100
2024$3,658.00 (-0.11%)
2023$225,500 Land $37,400 Building $188,100$225,500 Land $37,400 Building $188,100
2022$3,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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