402 6th St, Colo, IA 50056 Property Records

Story County property record for 402 6th St, Colo, IA 50056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,776 sqft · built 1889
Lot Size	0.391 acres (17,040 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Nov 2022)
Tax Bill	$4,254 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-08-252-190`

Property Details

APN / Parcel Number

Primary APN	`12-08-252-190`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,776 sqft Living Area
1st Floor Area	1,388 sqft
Basement Area	1,388 sqft
Unfinished Basement	1,388 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,040 sqft (0.391 acres)
Lot Dimensions	142 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	798 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	284 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	402 6TH ST
City	COLO
State	IA
Zip	50056-7721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLAIR'S ADD LOTS 1 & 2 BLK 9
Legal Range	21W
Legal Township	83N
Legal Section	08
Legal Subdivision	BLAIRS ADD (COLO)
Legal Block	9
Legal Lot Number	1,2
Jurisdiction	STORY IA
Township / Civil Division	NEW ALBANY
Census Block Group	3
Census Block	3028
Census Tract	10200

Owner

402 6th St is owned and occupied by two individuals who bought it in November 2022.

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	402 6TH ST, COLO, IA 50056-7721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Prior Sale	Nov 20, 2008 · Amount on File
Deed Document Number	202210788
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Nov 14, 2022
Property Address	402 6TH ST, COLO, IA 50056-7721
Document Number	0202210788
Instrument Date	Nov 9, 2022
Instrument	2022-10788
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 6TH ST, COLO, IA 50056-7721

Mortgage

Document Number	0202210789
Date	Nov 14, 2022
Instrument	2022-10789

Lender

Name	HOMESERVICES LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 402 6th St was $4,254 with a homeowner's exemption, up 2.5% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Colo City
County	Story County
Unified School District	Colo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,254.00 (+2.51%) Homeowner's exemption	$262,800 Land $46,100 Building $216,700	$262,800 Land $46,100 Building $216,700
2024	$4,150.00
2023		$238,900 Land $37,400 Building $201,500	$238,900 Land $37,400 Building $201,500
2022	$4,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLO WATER SUPPLY serves 853 people · EPA ID IA8520061
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Apr 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Colo Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20