409 15th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 409 15th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1931
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Aug 2019)
Tax Bill	$1,443 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-0120-01120-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-01120-000`

Interior

Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	888 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Street Address	409 15TH AVE S
City	FARGO
State	ND
Zip	58103-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 118 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOT 118
Legal Subdivision	BELMONT PARK
Legal Lot Number	118
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1030
Census Tract	901

Owner

409 15th Ave S is owned and occupied by two individuals who bought it in August 2019.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 15TH AVE S, FARGO, ND 58103-4310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Deed Document Number	20191570407
Prior Transfer Date	Aug 23, 2019
Prior Transfer Doc	0001570407
Record Updated	Jun 8, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	Aug 30, 2019
Property Address	409 15TH AVE S, FARGO, ND 58103-4310
Document Number	0001570407
Instrument Date	Aug 23, 2019
Instrument	1570407
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	TITLE COMPANY LLC, TITLE CO LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 15TH AVE S FARGO ND 581034310, FARGO, ND 58103-4310

Mortgage

Document Number	1570408
Date	Aug 30, 2019
Instrument	1570408

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	MINOT, ND 58701

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 29, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 409 15th Ave S was $1,443.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,443.00	$112,300 Land $20,250 Building $92,050	$224,600 Land $40,500 Building $184,100
2023	$2,634.00	$97,650 Land $20,250 Building $77,400	$195,300 Land $40,500 Building $154,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 15th Ave S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 15th Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Nearby Properties on 15th Ave S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures