41798 Saddleback Rd, Shaver Lake, CA 93664 Property Records

Fresno County property record for 41798 Saddleback Rd, Shaver Lake, CA 93664

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,085 sqft · built 1972
Lot Size	0.349 acres (15,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Sep 2025)
Tax Bill	$8,500 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`130-301-02`

Property Details

APN / Parcel Number

Primary APN	`130-301-02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,085 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Frame
Lot Area	15,200 sqft (0.349 acres)
Lot Dimensions	95 ft deep x 160 ft wide
Garage Area	1,136 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	41798 SADDLEBACK RD
City	SHAVER LAKE
State	CA
Zip	93664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 83 TRACT NO 2259 SIERRA CEDARS NO 4
Legal Subdivision	2259 SIERRA CEDARS #4
Legal Tract	2259
Legal Lot Number	83
Jurisdiction	FRESNO CA
Township / Civil Division	SIERRA
Census Block Group	5
Census Block	5009
Census Tract	6409

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41798 SADDLEBACK RD, SHAVER LAKE, CA 93664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Grant Deed, Transfer · VA Mortgage GOLDEN EMPIRE MORTGAGE INC
Feb 28, 2022	Intrafamily Transfer, Transfer
Jun 18, 2020	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Jun 18, 2020 · Amount on Record
Deed Document Number	202584735
Prior Transfer Date	Feb 1, 2022
Prior Transfer Doc	0000026716
Record Updated	Sep 20, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 5, 2025
Property Address	41798 SADDLEBACK RD, SHAVER LAKE, CA 93664
Document Number	0000084735
Map Reference	MB 26 PG 7&8
Instrument Date	Aug 12, 2025
Instrument	2025-0084735
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	41798 SADDLEBACK RD, SHAVER LAKE, CA 93664

Mortgage

Document Number	0000084736
Date	Sep 5, 2025
Instrument	2025-0084736

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Feb 28, 2022
Property Address	41798 SADDLEBACK RD, SHAVER LAKE, CA 93664
Document Number	0000026716
Map Reference	MB 26 PG 7&8
Instrument Date	Feb 1, 2022
Instrument	2022-0026716
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5091 N MARJAN AVE, CLOVIS, CA 93619-8720

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 18, 2020
Property Address	41798 SADDLEBACK RD, SHAVER LAKE, CA 93664
Document Number	0000075388
Instrument Date	Jun 11, 2020
Instrument	75388
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5091 N MARJAN AVE CLOVIS CA 936198720, CLOVIS, CA 93619-8720

Mortgage

Document Number	75389
Date	Jun 18, 2020
Instrument	75389

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Elementary School District	Pine Ridge Elementary School District (KG - 08)
Secondary School District	Sierra Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$602,374 (+2%) Land $139,437 Building $462,937
2025	$8,500.00 (+5.3%)	$590,563 (+4.04%) Land $136,703 Building $453,860
2024	$8,072.00 (+1.31%)
2023	$7,968.00 (+11.6%)	$567,633 Land $131,396 Building $436,237
2022	$7,140.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIERRA CEDARS CSD serves 250 people · EPA ID CA1010052
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Table Top Telephone DSL · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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