4175 Willow Haven Dr, Denver, NC 28037 Property Records

Lincoln County property record for 4175 Willow Haven Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,187 sqft · built 2018
Lot Size	1 acres (43,691 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jun 2019)
Tax Bill	$4,333 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3685-83-4768`

Property Details

APN / Parcel Number

Primary APN	`3685-83-4768`
Alternative APNs	`273100` `94098`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,187 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Lot Area	43,691 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	273100
Street Address	4175 WILLOW HAVEN DR
City	DENVER
State	NC
Zip	28037-0319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#10 LT WILLOW HAVEN
Legal Lot Number	10
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2010
Census Tract	71101

Owner

4175 Willow Haven Dr is owned and occupied by an individual who bought it in June 2019.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4175 WILLOW HAVEN DR, DENVER, NC 28037-0319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jun 10, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2019 · Amount on File
Deed Sale	Jun 10, 2019 · Amount on File
Prior Sale	Mar 13, 2018 · Amount on File
Deed Document Number	2019593540
Deed Book / Page	2822 / 756
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4175 WILLOW HAVEN DR, DENVER, NC 28037-0319
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002926975
Date	Jul 13, 2020
Book Page	2926/975
Instrument	611982

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 10, 2019
Property Address	4175 WILLOW HAVEN DR, DENVER, NC 28037-0319
Document Number	2822756
Book / Page	002822 / 000756
Instrument Date	Jun 10, 2019
Instrument	593540
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4175 WILLOW HAVEN DR DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2822758
Date	Jun 10, 2019
Book Page	002822/000758
Instrument	593541

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4175 Willow Haven Dr was $4,333.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,333.00	$688,681 Land $63,049 Building $625,632	$688,681 Land $63,049 Building $625,632
2023	$4,272.00	$688,681 Land $63,049 Building $625,632	$688,681 Land $63,049 Building $625,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4175 Willow Haven Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4175 Willow Haven Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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