4035 Willow Haven Dr, Denver, NC 28037 Property Records

Lincoln County property record for 4035 Willow Haven Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,098 sqft · built 2020
Lot Size	1.13 acres (49,528 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Apr 2021)
Tax Bill	$4,276 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3685-73-4871`

Property Details

APN / Parcel Number

Primary APN	`3685-73-4871`
Alternative APNs	`283974` `94092`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,098 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Lot Area	49,528 sqft (1.13 acres)
Pool Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	283974
Street Address	4035 WILLOW HAVEN DR
City	DENVER
State	NC
Zip	28037-0325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#4 LT WILLOW HAVEN
Legal Subdivision	WILLOW HAVEN
Legal Lot Number	4
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2010
Census Tract	71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4035 WILLOW HAVEN DR, DENVER, NC 28037-0325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 22, 2020	Deed of Trust, Construction Loan · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Mar 13, 2018 · Amount on Record
Deed Document Number	2021629874
Deed Book / Page	3033 / 862
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 23, 2021
Property Address	4035 WILLOW HAVEN DR, DENVER, NC 28037-0325
Document Number	0003033862
Book / Page	3033 / 862
Map Reference	MB 17 PG 177
Instrument Date	Apr 23, 2021
Instrument	629874
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8013 NORMAN POINTE DR, 8013, DENVER, NC 28037-7700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4035 WILLOW HAVEN DR, DENVER, NC 28037-0325

Mortgage

Document Number	0000629875
Date	Apr 23, 2021
Instrument	629875

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Apr 22, 2020
Property Address	4035 WILLOW HAVEN DR, DENVER, NC 28037-0325
Document Number	2900965
Book / Page	002900 / 000965
Instrument Date	Apr 22, 2020
Instrument	607628
Transaction Type	Construction Loan
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8013 NORMAN POINTE DR DENVER NC 280377700, DENVER, NC 28037-7700

Mortgage

Document Number	2900965
Date	Apr 22, 2020
Book Page	002900/000965
Instrument	607628

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,276.00 (+1.42%)	$679,287 (-) Land $65,260 Building $614,027	$679,287 (-) Land $65,260 Building $614,027
2023	$4,216.00	$679,287 Land $65,260 Building $614,027	$679,287 Land $65,260 Building $614,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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