4027 Willow Haven Dr, Denver, NC 28037 Property Records

Lincoln County property record for 4027 Willow Haven Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,995 sqft · built 2019
Lot Size	1.25 acres (54,494 sqft)
Owner	2 Individual Names on File
Last Sale	$758,000 (Jun 2022)
Tax Bill	$4,274 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3685-73-2794`

Property Details

APN / Parcel Number

Primary APN	`3685-73-2794`
Alternative APNs	`291403` `277855` `94091`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,995 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Lot Area	54,494 sqft (1.25 acres)
Pool Area	510 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	291403
Street Address	4027 WILLOW HAVEN DR
City	DENVER
State	NC
Zip	28037-0325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#3 LT WILLOW HAVEN
Legal Subdivision	WILLOW HAVEN
Legal Lot Number	3
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2010
Census Tract	71101

Owner

4027 Willow Haven Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4027 WILLOW HAVEN DR, DENVER, NC 28037-0325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 28, 2022	Warranty Deed, Transfer
Apr 8, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 16, 2019	Trustee's Deed, Construction Loan · Line of Credit PEOPLES BK
Mar 13, 2018	Warranty Deed, Transfer · Conventional Mortgage CHRISTIAN L ROGNE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Prior Sale	Jun 28, 2022 · Amount on File
Deed Document Number	2022654248
Deed Book / Page	3176 / 443
Record Updated	Oct 29, 2026

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 28, 2022
Property Address	4027 WILLOW HAVEN DR, DENVER, NC 28037-0325
Document Number	0003176443
Book / Page	3176 / 443
Map Reference	MB 17 PG 177
Instrument Date	May 11, 2022
Instrument	654248
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,516.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DALLAS PKWY STE 550, 2600, FRISCO, TX 75034-7494

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4027 WILLOW HAVEN DR, DENVER, NC 28037-0325

Mortgage

Document Number	0000654249
Date	Jun 28, 2022
Instrument	654249

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 28, 2022
Property Address	4027 WILLOW HAVEN DR, DENVER, NC 28037-0325
Document Number	0003176439
Book / Page	3176 / 439
Map Reference	MB 17 PG 177
Instrument Date	May 8, 2022
Instrument	654247
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$1,516.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4027 WILLOW HAVEN DR, 4027, DENVER, NC 28037-0325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 DALLAS PKWY STE 550, 550, FRISCO, TX 75034-7494
Investor	Possibly a Property Investor

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 8, 2020
Property Address	4027 WILLOW HAVEN DR, DENVER, NC 28037-0325
Document Number	2896972
Book / Page	2896 / 972
Map Reference	MB 17 PG 177
Instrument Date	Apr 8, 2020
Instrument	606978
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATL TTL CO LLC CHA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,028.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8013 NORMAN POINTE DR, 8013, DENVER, NC 28037-7700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4027 WILLOW HAVEN DR, DENVER, NC 28037-0325

Mortgage

Document Number	606979
Date	Apr 8, 2020
Instrument	606979

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 16, 2019
Property Address	4027 WILLOW HAVEN DR, DENVER, NC 28037-0325
Book / Page	002854 / 000135
Instrument Date	Oct 15, 2019
Instrument	599218
Transaction Type	Construction Loan
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8013 NORMAN POINTE DR DENVER NC 280377700, DENVER, NC 28037-7700

Mortgage

Document Number	2854135
Date	Oct 16, 2019
Book Page	002854/000135
Instrument	599218

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 13, 2018
Property Address	4027 WILLOW HAVEN DR, DENVER, NC 28037-0325
Document Number	2728985
Book / Page	002728 / 000985
Instrument Date	Mar 6, 2018
Instrument	575213
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$864.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	137 CROSS CENTER RD DENVER NC 280375009, DENVER, NC 28037-5009

Mortgage

Document Number	2728987
Date	Mar 13, 2018
Book Page	002728/000987
Instrument	575214

Lender

Name	CHRISTIAN L ROGNE
Address	4258 GOODSON RD, MAIDEN, NC 28650
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Mar 12, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 4027 Willow Haven Dr was $4,274.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,274.00	$678,999 Land $67,141 Building $611,858	$678,999 Land $67,141 Building $611,858
2023	$4,214.00	$678,999 Land $67,141 Building $611,858	$678,999 Land $67,141 Building $611,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4027 Willow Haven Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4027 Willow Haven Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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