4168 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 4168 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,100 sqft · built 1962
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$32,000 (Aug 2008)
Tax Bill$1,677 (2025)
Deeds & MortgagesMay 2022 Sale
Apr 2021 Refinance
Flood ZoneZone X (minimal risk)
APN004-281-002-0000

Property Details

APN / Parcel Number

Primary APN004-281-002-0000

Interior

Full Baths1 Bath
Building Area1,100 sqft Building Perimeter
1st Floor Area1,100 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area9,583 sqft (0.22 acres)
Garage Area330 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4168 E HIGGINS LAKE DR
CityROSCOMMON
StateMI
Zip48653-9372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-981 P-387 (L-807 P-153) 243 4168 E HIGGINS LAKE DR LOT 2 JOHNSTON HAVEN.
Legal SubdivisionJOHNSTON HAVEN
Legal Lot Number2
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group1
Census Block1073
Census Tract970401

Owner

4168 E Higgins Lake Dr is owned by an individual who acquired it in May 2022.

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3225 LEVALLEY RD, COLUMBIAVILLE, MI 48421-9630
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Warranty Deed, Transfer
Apr 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
INDEPENDENT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2008 · Amount on File
Deed SaleAug 8, 2008 · Amount on File
Deed Document Number20085555
Deed Book / Page1074 / 1922
Last Transfer DateMay 6, 2022
Transfer Doc0000003889
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateMay 13, 2022
Property Address4168 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9372
Document Number001181/538
Book / Page1181 / 538
Instrument DateMay 6, 2022
Instrument202200004053
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3225 LEVALLEY RD, COLUMBIAVILLE, MI 48421-9630

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address4168 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9372
Transaction TypeMortgage
Record UpdatedMay 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1176/892
DateApr 9, 2021
Book Page1176/892
Instrument202100003424
Lender
NameINDEPENDENT BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueMay 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 4168 E Higgins Lake Dr was $1,677.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,800$129,600
2025$1,677.00
2023$40,400$80,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4168 E Higgins Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4168 E Higgins Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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