417 White Oak St, Thomson, GA 30824 Property Records

McDuffie County property record for 417 White Oak St, Thomson, GA 30824

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 954 sqft · built 1950
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Sep 2023)
Tax Bill$1,075 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Sep 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0T230 00000 099 000

Property Details

APN / Parcel Number

Primary APN0T230 00000 099 000
Alternative APN
  • 11040

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area954 sqft Heated Area
1st Floor Area954 sqft
FlooringWood
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Exterior MaterialFiber Cement Siding
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.339 acres)
Lot Dimensions210 ft deep x 70 ft wide
TerrainRolling
PorchOpen Porch
Porch Area72 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number11040
Street Address417 WHITE OAK ST
CityTHOMSON
StateGA
Zip30824-1657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal Description417 WHITEOAK ST
Legal SubdivisionTHOMSON CITY
JurisdictionMCDUFFIE GA
Township / Civil DivisionTHOMSON
Census Block Group4
Census Block4016
Census Tract950200

Owner

Source: McDuffie County records · APN 0T230 00000 099 000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address417 WHITE OAK ST, THOMSON, GA 30824-1657
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Deed of Trust, Mortgage · Line of Credit
FARMERS STATE BANK
Sep 08, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK
Feb 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST OF THOMSON
Aug 26, 2022Warranty Deed, Transfer · Conventional Mortgage
SRP FEDERAL CREDIT UNION
Feb 18, 2020Warranty Deed, Transfer
FIRST OF THOMSON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 06, 2023 · Amount on Record
Deed SaleSep 06, 2023 · Amount on Record
Prior SaleFeb 18, 2020 · Amount on Record
Deed Document Number0000737281
Deed Book / Page737 / 281
Last Transfer DateSep 08, 2023
Transfer Doc000737/281
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDUFFIE GA
Property Address417 WHITE OAK ST, THOMSON, GA 30824-1657
Transaction TypeMortgage
Record UpdatedMay 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 WHITE OAK ST, THOMSON, GA 30824-1657

Mortgage

Document Number0000000691/0000000088
DateAug 31, 2020
Book Page0000000691/0000000088
Lender
NameFARMERS STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDUFFIE GA
Recording DateSep 08, 2023
Property Address417 WHITE OAK ST, THOMSON, GA 30824-1657
Document Number000737/281
Book / Page737 / 281
Instrument DateSep 06, 2023
Transaction TypeTransfer
Record UpdatedJan 09, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressGA

Mortgage

Document Number0000737283
DateSep 08, 2023
Instrument737/283
Lender
NameFIRST STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term52 Months
DueJan 01, 2028

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDUFFIE GA
Property Address417 WHITE OAK ST, THOMSON, GA 30824-1657
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 WHITE OAK ST, THOMSON, GA 30824-1657

Mortgage

Document Number0000000684/0000000189
DateFeb 18, 2020
Book Page0000000684/0000000189
Lender
NameFIRST OF THOMSON
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueJan 01, 2023

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDUFFIE GA
Recording DateAug 26, 2022
Property Address417 WHITE OAK ST, THOMSON, GA 30824-1657
Document Number000724/224
Book / Page724 / 224
Instrument DateAug 26, 2022
Instrument2022-000748
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 BALLANTINE CT, NORTH AUGUSTA, SC 29860-7589

Mortgage

Document Number0000000724/0000000226
DateAug 30, 2022
Book Page0000000724/0000000226
Lender
NameSRP FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2037
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateSep 01, 2020

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDUFFIE GA
Recording DateFeb 18, 2020
Property Address417 WHITE OAK ST, THOMSON, GA 30824-1657
Document Number000684/187
Book / Page684 / 187
Instrument DateFeb 18, 2020
Instrument2020-000103
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 WHITE OAK ST, THOMSON, GA 30824-1657

Mortgage

Document Number0000000684/0000000189
DateFeb 18, 2020
Book Page0000000684/0000000189
Lender
NameFIRST OF THOMSON
Agreement
AmountAmount Recorded
Term36 Months
DueJan 01, 2023

Tax Assessment & Valuation

Source: McDuffie County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyMcDuffie County
MunicipalityThomson City
Unified School DistrictMcDuffie County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,075.00 (+1.7%) Homeowner's exemption$38,244 (+5.14%) Land $2,856 Building $35,388$95,609 (+5.14%) Land $7,140 Building $88,469
2024$1,057.00 (+0.19%) Homeowner's exemption$36,373 (+12.49%) Land $2,720 Building $33,653$90,932 (+12.49%) Land $6,800 Building $84,132
2023$1,055.00 (+43.15%) Homeowner's exemption$32,333 (+33.34%) Land $2,040 Building $30,293$80,833 (+33.34%) Land $5,100 Building $75,733
2022$737.00 Homeowner's exemption$24,249 Land $1,632 Building $22,617$60,623 Land $4,080 Building $56,543

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 213 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTHOMSON-MCDUFFIE CO W&S COMM
serves 21,312 people
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Haloacetic acids
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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