417 W 2nd Ave, Windermere, FL 34786 Property Records

Orange County property record for 417 W 2nd Ave, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,105 sqft · built 1984
Lot Size	0.499 acres (21,753 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Aug 2020)
Tax Bill	$13,965 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-23-28-9337-05-001`

Property Details

APN / Parcel Number

Primary APN	`17-23-28-9337-05-001`
Alternative APNs	`282317933705001` `284733` `289583` `293747`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,105 sqft Living Area
Gross Area	4,230 sqft
1st Floor Area	3,076 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2015
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,753 sqft (0.499 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	417 W 2ND AVE
City	WINDERMERE
State	FL
Zip	34786-8512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PLAT OF WINDERMERE G/36 FROM NE COR OF BLK E RUN S 17 DEG E 200 FT S 72 DEG W 110 FT FOR A POB TH S 17 DEG E 191.43 FT W LY 121.65 FT NLY 22.23 FT N 17 DEG W 134.63 FT N 72 DEG E 12
Legal Range	28E
Legal Township	23S
Legal Section	17
Legal Subdivision	WINDERMERE REP (BLK A-F)
Legal Tract	9337
Legal Block	E
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1008
Census Tract	14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 W 2ND AVE, WINDERMERE, FL 34786-8512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Warranty Deed, Transfer TRUIST BK
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Jul 9, 2014 · Amount on Record
Deed Document Number	2020413738
Transfer Doc	6657005553
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 5, 2020
Property Address	417 W 2ND AVE, WINDERMERE, FL 34786-8512
Document Number	0000413738
Instrument Date	Jul 30, 2020
Instrument	413738
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,845.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	417 W 2ND AVE WINDERMERE FL 347868512, WINDERMERE, FL 34786-8512

Mortgage

Document Number	413739
Date	Aug 5, 2020
Instrument	413739

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	417 W 2ND AVE, WINDERMERE, FL 34786-8512
Document Number	0000682916
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	417 W 2ND AVE WINDERMERE FL 347868512, WINDERMERE, FL 34786-8512

Mortgage

Document Number	0000682916
Date	Dec 15, 2017
Instrument	682916

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$876,610 (+2.7%)	$1,157,530 (-1.06%) Land $395,000 Building $762,530
2025	$13,965.00 (+2.99%) Homeowner's exemption	$853,564 (+5.99%)	$1,169,990 (+8.37%) Land $395,000 Building $774,990
2024	$13,559.00 (+3.33%)
2023	$13,122.00 (+2.93%) Homeowner's exemption	$805,348 (+3%)	$1,079,671 (+23.67%) Land $395,000 Building $684,671
2022	$12,749.00 Homeowner's exemption	$781,891	$873,060 Land $295,000 Building $578,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (2004–2017)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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