1. Home
  2. Florida
  3. Orange County
  4. Windermere
  5. W 2nd Ave

409 W 2nd Ave, Windermere, FL 34786 Property Records

Orange County property record for 409 W 2nd Ave, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,312 sqft · built 1995
Lot Size0.515 acres (22,414 sqft)
Owner2 Individual Names on File
Last Sale$2,250,000 (Mar 2026)
Tax Bill$21,337 (2025)
Deeds & MortgagesMar 2026 Sale
May 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-23-28-9336-04-111

Property Details

APN / Parcel Number

Primary APN17-23-28-9336-04-111
Alternative APNs
  • 282317933604111
  • 284520
  • 289366
  • 293529

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,312 sqft Living Area
Gross Area6,252 sqft
1st Floor Area3,725 sqft
Utility Area168 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,414 sqft (0.515 acres)
Lot Width160 ft Width
Garage TypeAttached
Garage Area1,036 sqft
PorchFinished/Open Porch
Porch Area632 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address409 W 2ND AVE
CityWINDERMERE
StateFL
Zip34786-8512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionPLAT OF WINDERMERE G/36 LOT 410 & S 40 FT OF LOT 411 IN SEC 8-23-28 SW1/4
Legal Range28E
Legal Township23S
Legal Section17
Legal SubdivisionWINDERMERE
Legal Tract9336
Legal Block4
Legal Lot Number40,41
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1008
Census Tract14809

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 W 2ND AVE, WINDERMERE, FL 34786-8512
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
May 26, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 23, 2020Deed, Transfer · Conventional Mortgage
MERCHANTS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 9, 2026 · Amount on Record
Deed SaleMar 9, 2026 · Amount on Record
Prior SaleSep 5, 2024 · Amount on Record
Deed Document Number2026137895
Prior Transfer DateSep 18, 2012
Prior Transfer Doc0000565247
Record UpdatedJun 8, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 9, 2026
Property Address409 W 2ND AVE, WINDERMERE, FL 34786-8512
Document Number0000137895
Map ReferenceMB G PG 36-39
Instrument DateMar 9, 2026
Instrument20260137895
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$15,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address804 W 2ND AVE, WINDERMERE, FL 34786-8502

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 W 2ND AVE, WINDERMERE, FL 34786-8512

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateMay 26, 2023
Property Address409 W 2ND AVE, WINDERMERE, FL 34786-8512
Document Number0000299427
Map ReferenceMB G PG 36-39
Instrument DateMay 25, 2023
Instrument20230299427
Transaction TypeTransfer
Record UpdatedJun 16, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 W 2ND AVE, WINDERMERE, FL 34786-8512

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionORANGE FL
Recording DateJul 23, 2020
Property Address409 W 2ND AVE, WINDERMERE, FL 34786-8512
Document Number0000393470
Map ReferenceMB G PG 36-39
Instrument DateJul 21, 2020
Instrument20200393470
Transaction TypeTransfer
Record UpdatedJun 16, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,810.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address224 N PARK AVE, WINTER GARDEN, FL 34787-2755

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 W 2ND AVE, WINDERMERE, FL 34786-8512

Mortgage

Document Number0000393471
DateJul 23, 2020
Instrument20200393471
Lender
NameMERCHANTS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,347,040 (+7.07%) Land $395,000 Building $952,040$1,347,040 (+7.07%) Land $395,000 Building $952,040
2025$21,337.00 (+51.04%) Homeowner's exemption$1,258,080 (+51.41%) Land $395,000 Building $863,080$1,258,080 (+14.57%) Land $395,000 Building $863,080
2024$14,127.00 (+3.3%)
2023$13,676.00 (+2.93%) Homeowner's exemption$830,914 (+3%)$1,098,102 (+23.01%) Land $395,000 Building $703,102
2022$13,287.00 Homeowner's exemption$806,713$892,708 Land $295,000 Building $597,708

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims8 (2004–2017)
Claims Outside the SFHA5 of 8
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on W 2nd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures