400 W 2nd Ave, Windermere, FL 34786 Property Records

Orange County property record for 400 W 2nd Ave, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,346 sqft · built 1986
Lot Size	0.402 acres (17,511 sqft)
Owner	2 Trust Names on File
Last Sale	$905,000 (May 2025)
Tax Bill	$11,315 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Dec 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-23-28-9336-04-090`

Property Details

APN / Parcel Number

Primary APN	`17-23-28-9336-04-090`
Alternative APNs	`282317933604090` `284517` `289364` `293527`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,346 sqft Living Area
Gross Area	3,703 sqft
1st Floor Area	2,346 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	17,511 sqft (0.402 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	745 sqft
Parking Spaces	3 Parking Spaces
Porch	Florida Room
Porch Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	400 W 2ND AVE
City	WINDERMERE
State	FL
Zip	34786-8511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PLAT OF WINDERMERE G/36 LOT 409
Legal Range	28E
Legal Township	23S
Legal Section	17
Legal Subdivision	WINDERMERE
Legal Tract	9336
Legal Block	4
Legal Lot Number	409
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1010
Census Tract	14809

Owner

400 W 2nd Ave is owner-occupied and held in a trust since May 2025.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	400 W 2ND AVE, WINDERMERE, FL 34786-8511
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Dec 12, 2025	Quit Claim Deed, Transfer Quitclaim
May 2, 2025	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY
Feb 10, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 2, 2022	Divorce Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 13, 2017	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on File
Deed Sale	May 2, 2025 · Amount on File
Prior Sale	Feb 13, 2017 · Amount on File
Deed Document Number	2025260771
Prior Transfer Date	Oct 11, 2022
Prior Transfer Doc	0000665944
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	400 W 2ND AVE, WINDERMERE, FL 34786-8511
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W 2ND AVE, WINDERMERE, FL 34786-8511

Mortgage

Document Number	0000735709
Date	Dec 30, 2024
Instrument	20240735709

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 12, 2025
Property Address	400 W 2ND AVE, WINDERMERE, FL 34786-8511
Document Number	0000715035
Instrument Date	Nov 15, 2025
Instrument	20250715035
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 W 3RD AVE, WINDERMERE, FL 34786-8523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W 2ND AVE, WINDERMERE, FL 34786-8511

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 2, 2025
Property Address	400 W 2ND AVE, WINDERMERE, FL 34786-8511
Document Number	0000260771
Map Reference	MB G PG 36-39
Instrument Date	May 2, 2025
Instrument	20250260771
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount on Record
Tax	$6,335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 MELJANE DR, WINTER GARDEN, FL 34787-3387

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	400 W 2ND AVE, WINDERMERE, FL 34786-8511

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Feb 10, 2023
Property Address	400 W 2ND AVE, WINDERMERE, FL 34786-8511
Document Number	0000080075
Map Reference	MB G PG 36-39
Instrument Date	Jan 30, 2023
Instrument	20230080075
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W 2ND AVE, WINDERMERE, FL 34786-8511

November 2022: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	ORANGE FL
Recording Date	Nov 2, 2022
Property Address	400 W 2ND AVE, WINDERMERE, FL 34786-8511
Document Number	0000665944
Map Reference	MB G PG 36-39
Instrument Date	Oct 11, 2022
Instrument	20220665944
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W 2ND AVE, WINDERMERE, FL 34786-8511

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 13, 2017
Property Address	400 W 2ND AVE, WINDERMERE, FL 34786-8511
Document Number	0000081012
Instrument Date	Feb 10, 2017
Instrument	81012
Transaction Type	Transfer
Record Updated	Apr 3, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$3,059.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 W 2ND AVE WINDERMERE FL 347868511, WINDERMERE, FL 34786-8511

Tax Assessment & Valuation

The 2025 property tax bill for 400 W 2nd Ave was $11,315, up 65.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$657,220 (-1.47%) Land $360,000 Building $297,220	$657,220 (-1.47%) Land $360,000 Building $297,220
2025	$11,315.00 (+65.81%) Homeowner's exemption	$667,010 Land $360,000 Building $307,010	$667,010 Land $360,000 Building $307,010
2024	$6,824.00 (+3.39%)
2023	$6,600.00 (+3.11%) Homeowner's exemption	$406,588 (+3%)	$633,331 (+29.02%) Land $360,000 Building $273,331
2022	$6,401.00 Homeowner's exemption	$394,746	$490,865 Land $260,000 Building $230,865

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 W 2nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (2004–2017)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 W 2nd Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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