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409 Union St, Frederick, MD 21701 Property Records

Frederick County property record for 409 Union St, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property TypeTownhouse
Details1,824 sqft · built 2023
Lot Size0.029 acres (1,296 sqft)
OwnerIndividual Name on File
Last Sale$429,990 (Jun 2023)
Tax Bill$5,777 (2023)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN02-603763

Property Details

APN / Parcel Number

Primary APN02-603763
Alternative APN
  • 603763

Interior

Building Area1,824 sqft Total Area

Exterior

Year BuiltBuilt 2023
Lot Area1,296 sqft (0.029 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number603763
Street Address409 UNION ST
CityFREDERICK
StateMD
Zip21701-3570
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 151 PHASE 1A PLA 1,296 SQ FT RENN QUARTER
Legal Phase1A
Legal Lot Number151
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2015
Census Tract772200

Owner

Source: Frederick County records · APN 02-603763

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address409 UNION ST, FREDERICK, MD 21701-3570
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2023Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Jun 30, 2022Special Warranty Deed, Transfer
RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2023 · Amount on Record
Deed SaleJun 01, 2023 · Amount on Record
Prior SaleJun 30, 2022 · Amount on Record
Deed Document Number0016461272
Deed Book / Page16461 / 272
Record UpdatedJun 07, 2026

June 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 01, 2023
Property Address409 UNION ST, FREDERICK, MD 21701-3570
Document Number0164610272
Book / Page16461 / 272
Map ReferenceMB 106 PG 105
Instrument DateMay 17, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 27, 2023
Title CompanyAPEX SETTLEMENT CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,074.98
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address409 UNION ST, FREDERICK, MD 21701-3570

Mortgage

Document Number0016461283
DateJun 01, 2023
Instrument16461/283
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREDERICK MD
Recording DateJun 30, 2022
Property Address409 UNION ST, FREDERICK, MD 21701-3570
Document Number0160180315
Book / Page16018 / 315
Map ReferenceMB 106 PG 105
Instrument DateMay 31, 2022
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

AmountAmount Recorded
Tax$60,288.07
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2221 E LAMAR BLVD STE 790, 790, ARLINGTON, TX 76006-7458

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 HARRY S TRUMAN PKWY STE 250, 250, ANNAPOLIS, MD 21401-7577

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,777.00$316,467$395,800 Land $125,000 Building $270,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217722002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
2 of 6 on primary residences
Nearby Flood Claims8 (1982–1996)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 1996, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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