Berkeley County property record for 417 Temple Rd, Ladson, SC 29456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,485 sqft · built 1979 |
| Lot Size | 0.234 acres (10,195 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Jul 2011) |
| Tax Bill | $846 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 233-12-04-008 |
| Primary APN | 233-12-04-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,485 sqft Finished Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 609 sqft |
| 2nd Floor Area | 876 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,195 sqft (0.234 acres) |
| Garage Area | 330 sqft |
| Street Address | 417 TEMPLE RD |
|---|---|
| City | LADSON |
| State | SC |
| Zip | 29456-3289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 140COLLEGE PARKLOT 106 - BLK 31 |
| Legal Subdivision | COLLEGE PARK |
| Legal Block | 31 |
| Legal Lot Number | 106 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20717 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 337 SALEM DR, LADSON, SC 29456-6241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP |
| Dec 6, 2018 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2011 · Amount on Record |
| Deed Sale | Jul 25, 2011 · Amount on Record |
| Deed Document Number | 201114147 |
| Deed Book / Page | 9025 / 216 |
| Last Transfer Date | Oct 21, 2024 |
| Transfer Doc | 0000033204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 417 TEMPLE RD, LADSON, SC 29456-3289 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 04106/0857 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 4106/857 |
| Instrument | 2022000422 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 417 TEMPLE RD, LADSON, SC 29456-3289 |
| Document Number | 2918/0116 |
| Instrument Date | Dec 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 417 TEMPLE RD LADSON SC 294563289, LADSON, SC 29456-3289 |
| Document Number | 2918/0116 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 002918/000116 |
| Instrument | 43930 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 492 Months |
| Due | Dec 26, 2059 |
| Rate Type | Adjustable Rate |
|---|
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,512 (+2,399.81%) Land $27,639 Building $145,873 | $282,500 (-) Land $45,000 Building $237,500 | |
| 2025 | $846.00 (+5.22%) Homeowner's exemption | $6,941 (-) Land $1,106 Building $5,835 | $282,500 (-) Land $45,000 Building $237,500 |
| 2024 | $804.00 (-0.12%) Homeowner's exemption | $6,941 (+15.01%) Land $1,106 Building $5,835 | $282,500 (+50.27%) Land $45,000 Building $237,500 |
| 2022 | $805.00 Homeowner's exemption | $6,035 Land $642 Building $5,393 | $188,000 Land $20,000 Building $168,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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