Berkeley County property record for 418 Temple Rd, Ladson, SC 29456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,772 sqft · built 1979 |
| Lot Size | 0.254 acres (11,105 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jun 2023) |
| Tax Bill | $4,690 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jan 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 233-08-02-026 |
| Primary APN | 233-08-02-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,772 sqft Finished Area |
| 1st Floor Area | 1,772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 11,105 sqft (0.254 acres) |
| Pool Area | 1 sqft |
| Patio Area | 250 sqft |
| Street Address | 418 TEMPLE RD |
|---|---|
| City | LADSON |
| State | SC |
| Zip | 29456-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 140COLLEGE PARK |
| Legal Subdivision | COLLEGE PARK |
| Legal Block | 35 |
| Legal Lot Number | 26 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20717 |
418 Temple Rd is owned by two individuals who acquired it in October 2024.
Source: Berkeley County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 337 SALEM DR, LADSON, SC 29456-6241 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jan 25, 2023 | Deed, Transfer |
| Sep 15, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Aug 10, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Sep 1, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on File |
| Deed Sale | Jun 5, 2023 · Amount on File |
| Prior Sale | Jan 25, 2023 · Amount on File |
| Deed Document Number | 202316421 |
| Deed Book / Page | 4573 / 242 |
| Last Transfer Date | Oct 21, 2024 |
| Transfer Doc | 0000033204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jun 5, 2023 |
| Property Address | 418 TEMPLE RD, LADSON, SC 29456-3235 |
| Document Number | 04573/0242 |
| Book / Page | 4573 / 242 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 2023016421 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $845.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 ELLIOTT DR, LADSON, SC 29456-4872 |
| Document Number | 2023016422 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 2023016422 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jan 25, 2023 |
| Property Address | 418 TEMPLE RD, LADSON, SC 29456-3235 |
| Document Number | 04466/0683 |
| Book / Page | 4466 / 683 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 2023002259 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $533.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 S CRANFORD RD # 306, 306, GOOSE CREEK, SC 29445-5962 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 418 TEMPLE RD, LADSON, SC 29456-3235 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3972/0933 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 3972/933 |
| Instrument | 2021043975 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 418 TEMPLE RD, LADSON, SC 29456-3235 |
| Document Number | 2821/0899 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 418 TEMPLE RD LADSON SC 294563235, LADSON, SC 29456-3235 |
| Document Number | 2821/0899 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 002821/000899 |
| Instrument | 28151 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 418 TEMPLE RD, LADSON, SC 29456-3235 |
| Document Number | 2561/0518 |
| Book / Page | 002561 / 000518 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Name | Verified Name |
|---|---|
| Address | 418 TEMPLE RD LADSON SC 294563235, LADSON, SC 29456-3235 |
| Document Number | 2561/0518 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 002561/000518 |
| Instrument | 33174 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 12, 2047 |
The 2025 property tax bill for 418 Temple Rd was $4,690, up 1.2% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,000 (+1,566.67%) Land $45,000 Building $268,000 | $313,000 (-) Land $45,000 Building $268,000 | |
| 2025 | $4,690.00 (+1.19%) | $18,780 (-) Land $2,700 Building $16,080 | $313,000 (-) Land $45,000 Building $268,000 |
| 2024 | $4,635.00 | $18,780 Land $2,700 Building $16,080 | $313,000 Land $45,000 Building $268,000 |
| 2022 | $757.00 Homeowner's exemption | $5,129 Land $531 Building $4,598 | $193,300 Land $20,000 Building $173,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 418 Temple Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 418 Temple Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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