Berkeley County property record for 412 Temple Rd, Ladson, SC 29456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,388 sqft · built 2017 |
| Lot Size | 0.219 acres (9,558 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $293,000 (Jan 2025) |
| Tax Bill | $1,288 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 233-08-02-023 |
| Primary APN | 233-08-02-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,388 sqft Finished Area |
| Gross Area | 1,956 sqft |
| 1st Floor Area | 1,388 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,558 sqft (0.219 acres) |
| Garage Area | 280 sqft |
| Porch | Slab |
| Porch Area | 288 sqft |
| Street Address | 412 TEMPLE RD |
|---|---|
| City | LADSON |
| State | SC |
| Zip | 29456-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 140COLLEGE PARKLOT 23 |
| Legal Subdivision | COLLEGE PARK |
| Legal Block | 35 |
| Legal Lot Number | 23 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20717 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 412 TEMPLE RD, LADSON, SC 29456-3235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Apr 23, 2019 | Deed, Transfer · FHA Mortgage NORWICH COMMERCIAL GROUP INC |
| Apr 21, 2017 | Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2025 · Amount on Record |
| Deed Sale | Jan 24, 2025 · Amount on Record |
| Prior Sale | Nov 19, 2024 · Amount on Record |
| Deed Document Number | 20252228 |
| Deed Book / Page | 5088 / 766 |
| Prior Transfer Date | Oct 21, 2024 |
| Prior Transfer Doc | 0000033204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 412 TEMPLE RD, LADSON, SC 29456-3235 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|
| Document Number | 3976/0375 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 3976/375 |
| Instrument | 2021044414 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Apr 23, 2019 |
| Property Address | 412 TEMPLE RD, LADSON, SC 29456-3235 |
| Document Number | 03002/0832 |
| Book / Page | 3002 / 0832 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 2019013045 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 TEMPLE RD, LADSON, SC 29456-3235 |
| Document Number | 2019013046 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 2019013046 |
| Name | NORWICH COMMERCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Apr 21, 2017 |
| Property Address | 412 TEMPLE RD, LADSON, SC 29456-3235 |
| Document Number | 02445/0041 |
| Book / Page | 2445 / 0041 |
| Map Reference | MB |
| Instrument Date | Apr 14, 2017 |
| Instrument | 2017014015 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $518.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 TEMPLE RD, LADSON, SC 29456-3235 |
| Document Number | 2017014016 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 2017014016 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,200 (+2,431.52%) Land $54,500 Building $250,700 | $305,200 (+1.26%) Land $54,500 Building $250,700 | |
| 2025 | $1,288.00 (+50.29%) | $12,056 (-) Land $1,800 Building $10,256 | $301,400 (-) Land $45,000 Building $256,400 |
| 2024 | $857.00 (-0.23%) Homeowner's exemption | $12,056 (+83.33%) Land $1,800 Building $10,256 | $301,400 (+83.33%) Land $45,000 Building $256,400 |
| 2022 | $859.00 Homeowner's exemption | $6,576 Land $800 Building $5,776 | $164,400 Land $20,000 Building $144,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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