417 Talbot Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 417 Talbot Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,112 sqft · built 1989
Lot Size	0.395 acres (17,194 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Feb 2026)
Tax Bill	$5,161 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-151063`

Property Details

APN / Parcel Number

Primary APN	`07-151063`
Alternative APNs	`7151063` `151063`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,112 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,194 sqft (0.395 acres)
Deck Area	216 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	151063
Street Address	417 TALBOT AVE
City	CAMBRIDGE
State	MD
Zip	21613-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 11-17,194 SQ.FT. N/S TALBOT AVE CAM
Legal Subdivision	GLENBURN AMD
Legal Lot Number	11
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2002
Census Tract	970500

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 TALBOT AVE, CAMBRIDGE, MD 21613-1423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP
Mar 15, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 15, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Apr 25, 2017	Grant Deed, Transfer CAMBRIDGE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Apr 25, 2017 · Amount on Record
Deed Book / Page	1998 / 117
Prior Transfer Date	Nov 3, 2006
Prior Transfer Doc	MLB007730535
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Feb 20, 2026
Property Address	417 TALBOT AVE, CAMBRIDGE, MD 21613-1423
Document Number	0019980117
Book / Page	1998 / 117
Instrument Date	Dec 30, 2025
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	ARMOUR SETTLEMENT SERVICES LLC, ARMOUR SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 TALBOT AVE, CAMBRIDGE, MD 21613-1423

Mortgage

Document Number	0001998125
Date	Feb 20, 2026
Instrument	1998/125

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	417 TALBOT AVE, CAMBRIDGE, MD 21613-1423
Document Number	0014540383
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	417 TALBOT AVE CAMBRIDGE MD 216131423, CAMBRIDGE, MD 21613-1423

Mortgage

Document Number	0014540383
Date	Apr 2, 2018
Book Page	001454/000383

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	5.23%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	417 TALBOT AVE, CAMBRIDGE, MD 21613-1423
Document Number	0014540365
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	417 TALBOT AVE CAMBRIDGE MD 216131423, CAMBRIDGE, MD 21613-1423

Mortgage

Document Number	0014540365
Date	Apr 2, 2018
Book Page	001454/000365

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 25, 2017
Property Address	417 TALBOT AVE, CAMBRIDGE, MD 21613-1423
Document Number	0013960240
Book / Page	001396 / 000240
Instrument Date	Apr 20, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	CAMBRIDGE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	417 TALBOT AVE CAMBRIDGE MD 216131423, CAMBRIDGE, MD 21613-1423

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,161.00 (+8.08%)	$276,200 (+7.01%)	$312,400 (+21.04%) Land $42,300 Building $270,100
2025	$4,775.00 (+12.09%) Homeowner's exemption	$258,100 (+11.11%) Land $42,300 Building $215,800	$258,100 (-) Land $42,300 Building $215,800
2023	$4,260.00 Homeowner's exemption	$232,300	$258,100 Land $42,300 Building $215,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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