415 Talbot Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 415 Talbot Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,487 sqft · built 1960
Lot Size	0.337 acres (14,673 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Nov 2021)
Tax Bill	$3,857 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-151055`

Property Details

APN / Parcel Number

Primary APN	`07-151055`
Alternative APNs	`7151055` `151055`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,487 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	14,673 sqft (0.337 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	151055
Street Address	415 TALBOT AVE
City	CAMBRIDGE
State	MD
Zip	21613-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	L 10-14,673 SQ. FT. 415 TALBOT AVE CAM
Legal Subdivision	GLENBURN AMENDED
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2002
Census Tract	970500

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 TALBOT AVE, CAMBRIDGE, MD 21613-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed, Transfer · VA Mortgage MORTGAGE NETWORK INC
Oct 25, 2019	Special Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Oct 25, 2019 · Amount on Record
Deed Book / Page	1697 / 74
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Nov 15, 2021
Property Address	415 TALBOT AVE, CAMBRIDGE, MD 21613-1423
Document Number	0016970074
Book / Page	1697 / 74
Map Reference	LB 2 FO 16
Instrument Date	Nov 6, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000169781
Date	Nov 15, 2021
Instrument	1697/81

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0016970102
Date	Nov 15, 2021
Book Page	1697/102

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 25, 2019
Property Address	415 TALBOT AVE, CAMBRIDGE, MD 21613-1423
Document Number	0015450205
Book / Page	1545 / 205
Map Reference	LB RSM2 FO 16
Instrument Date	Sep 27, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	VESTA SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 TALBOT AVE, CAMBRIDGE, MD 21613-1423

Mortgage

Document Number	0001545210
Date	Oct 25, 2019
Instrument	1545/210

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2049

Interest

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,857.00 (-0.05%)	$206,433 (+0.45%)	$208,300 (+1.36%) Land $42,000 Building $166,300
2025	$3,859.00 (+22.78%)	$205,500 (+20.81%) Land $42,000 Building $163,500	$205,500 (-) Land $42,000 Building $163,500
2023	$3,143.00	$170,100	$205,500 Land $42,000 Building $163,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Talbot Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures