412 Talbot Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 412 Talbot Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,905 sqft · built 1956
Lot Size	0.283 acres (12,328 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Dec 2025)
Tax Bill	$3,815 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-107536`

Property Details

APN / Parcel Number

Primary APN	`07-107536`
Alternative APNs	`7107536` `107536`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,905 sqft Total Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,328 sqft (0.283 acres)
Garage Type	Attached
Garage Area	96 sqft
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	107536
Street Address	412 TALBOT AVE
City	CAMBRIDGE
State	MD
Zip	21613-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	L 17-12,328 SQ. FT. 412 TALBOT AVE CAMB
Legal Subdivision	GLENBURN AMD
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2002
Census Tract	970500

Owner

412 Talbot Ave is owned and occupied by two individuals who bought it in December 2025.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 TALBOT AVE, CAMBRIDGE, MD 21613-1424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Prior Sale	Dec 6, 1984 · Amount on File
Deed Book / Page	1984 / 329
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 9, 2025
Property Address	412 TALBOT AVE, CAMBRIDGE, MD 21613-1424
Document Number	0019840329
Book / Page	1984 / 329
Map Reference	LB 2 FO 16
Instrument Date	Nov 17, 2025
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	412 TALBOT AVE, CAMBRIDGE, MD 21613-1424

Mortgage

Document Number	0001984336
Date	Dec 9, 2025
Instrument	1984/336

Lender

Name	FIRST SHORE FEDERAL SAVINGS & LOAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 412 Talbot Ave was $3,815, up 18.5% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,815.00 (+18.52%)	$204,167 (+19.12%)	$269,700 (+57.35%) Land $41,800 Building $227,900
2025	$3,219.00 Homeowner's exemption	$171,400 Land $41,800 Building $129,600	$171,400 Land $41,800 Building $129,600
2023	$2,936.00 Homeowner's exemption	$158,867	$171,400 Land $41,800 Building $129,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Talbot Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Talbot Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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