Middlesex County and Reading Town property record for 417 Summer Ave, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 2,467 sqft Living Area |
| Lot Size | 10,001 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $916,000 (2021) |
| Tax Bill | $9,996.00 (2025) |
| Primary APN | READ M:011.0-0000-0002.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,467 sqft Living Area |
| Gross Area | 3,724 sqft Gross Area |
| Basement Area | 876 sqft Basement |
| Unfinished Basement | 569 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,001 sqft (0.23 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 18000000006 |
|---|---|
| Street Address | 417 SUMMER AVE |
| City | READING |
| State | MA |
| Zip | 01867-3817 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 5 |
| Census Block | 5015 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:011.0-0000-0002.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 417 SUMMER AVE, READING, MA 01867-3817 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Oct 29, 2025 | Quit Claim Deed, Transfer Quitclaim Document |
| May 19, 2022 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| May 16, 2018 | Deed of Trust, Mortgage MERRIMACK VALLEY FCU |
| Jul 02, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage GUARANTEED RATE INC |
| Apr 06, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2021 · Amount on Record |
| Deed Sale | Jul 02, 2021 · Amount on Record |
| Prior Sale | Jun 16, 1995 · Amount on Record |
| Deed Doc Number | 2021151146 |
| Deed Book / Page | 78171 / 45 |
| Last Transfer Date | Oct 29, 2025 |
| Transfer Doc | 084801-277 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 10, 2026 |
| Property Address | 417 SUMMER AVE, READING, MA 01867-3817 |
| Document Number | 0000068711 |
| Book / Page | 85716 / 1 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202668711 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00085716-1, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 85716/1 |
| Instrument | 202668711 |
| Name | LEADER BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 29, 2025 |
| Property Address | 417 SUMMER AVE, READING, MA 01867-3817 |
| Document Number | 084801-277 |
| Book / Page | 84801 / 277 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 131613 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 SUMMER AVE, READING, MA 01867-3817 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 417 SUMMER AVE, READING, MA 01867-3817 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080153-225 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 80153/225 |
| Instrument | 75718 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 417 SUMMER AVE, READING, MA 01867-3817 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 071015-562 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 71015/562 |
| Instrument | 68545 |
| Name | MERRIMACK VALLEY FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 02, 2021 |
| Property Address | 417 SUMMER AVE, READING, MA 01867-3817 |
| Document Number | 0078171-45 |
| Book / Page | 78171 / 45 |
| Instrument Date | Jul 01, 2021 |
| Instrument | 151146 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 417 SUMMER AVE, READING, MA 01867-3817 |
| Document Number | 0000151149 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 151149 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 417 SUMMER AVE, READING, MA 01867-3817 |
| Document Number | 70856-532 |
| Instrument Date | Apr 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Document Number | 70856-532 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 070856/000532 |
| Instrument | 49175 |
| Name | FINANCE AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2048 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,996.00 (+1.16%) | $877,600 (+4.09%) Land $481,900 Building $395,700 | $1,025,715 (+1.52%) |
| 2024 | $9,881.00 (+3.25%) | $843,100 (+10.92%) Land $463,000 Building $380,100 | $1,010,325 |
| 2023 | $9,570.00 | $760,100 Land $417,400 Building $342,700 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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