Middlesex County and Reading Town property record for 399 Summer Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,527 sqft · built 1900 |
| Lot Size | 0.231 acres (10,071 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $577,900 (Jul 2013) |
| Tax Bill | $10,837 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit Mar 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:011.0-0000-0032.0 |
| Primary APN | READ M:011.0-0000-0032.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,527 sqft Living Area |
| Gross Area | 3,931 sqft |
| Basement Area | 858 sqft |
| Unfinished Basement | 643 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 10,071 sqft (0.231 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 250000000170 |
|---|---|
| Street Address | 399 SUMMER AVE |
| City | READING |
| State | MA |
| Zip | 01867-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 399 SUMMER AVE, READING, MA 01867-3812 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Mar 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Aug 24, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2013 · Amount on Record |
| Deed Sale | Jul 23, 2013 · Amount on Record |
| Prior Sale | Jul 21, 1992 · Amount on Record |
| Deed Book / Page | 62296 / 336 |
| Last Transfer Date | Jul 8, 2021 |
| Transfer Doc | 0078532-51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 399 SUMMER AVE, READING, MA 01867-3812 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078482-152 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 78482/152 |
| Instrument | 183337 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 399 SUMMER AVE, READING, MA 01867-3812 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074339-486 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 74339/486 |
| Instrument | 43455 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 24, 2021 |
| Property Address | 399 SUMMER AVE, READING, MA 01867-3812 |
| Document Number | 0078532-51 |
| Book / Page | 78532 / 51 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 188621 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 399 SUMMER AVE, READING, MA 01867-3812 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,837.00 (+1.53%) | $988,800 (+5.52%) Land $508,800 Building $479,600 | $1,140,366 (+16.11%) |
| 2025 | $10,674.00 (+1.18%) | $937,100 (+4.1%) Land $482,200 Building $454,900 | $982,110 (+5.54%) |
| 2024 | $10,550.00 (+3.22%) | $900,200 (+10.89%) Land $463,200 Building $437,000 | $930,525 |
| 2023 | $10,221.00 | $811,800 Land $417,700 Building $394,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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