Middlesex County and Reading Town property record for 385 Summer Ave, Reading, MA 01867 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2.5 ba · 3,709 sqft · built 1860 |
| Lot Size | 0.998 acres (43,482 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,050,000 (Aug 2022) |
| Tax Bill | $12,079 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:011.0-0000-0029.0 |
| Primary APN | READ M:011.0-0000-0029.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,709 sqft Living Area |
| Gross Area | 6,908 sqft |
| Basement Area | 1,524 sqft |
| Unfinished Basement | 1,524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,482 sqft (0.998 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 250000000150 |
|---|---|
| Street Address | 385 SUMMER AVE |
| City | READING |
| State | MA |
| Zip | 01867-3812 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:011.0-0000-0029.0
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 385 SUMMER AVE, READING, MA 01867-3812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage SALEM FIVE CENTS SAVINGS BANK |
| Aug 30, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP |
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on Record |
| Deed Sale | Aug 30, 2022 · Amount on Record |
| Prior Sale | Jan 04, 1999 · Amount on Record |
| Deed Document Number | 2022132743 |
| Deed Book / Page | 80647 / 302 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 385 SUMMER AVE, READING, MA 01867-3812 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 080746-308 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 80746/308 |
| Instrument | 144372 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 30, 2022 |
| Property Address | 385 SUMMER AVE, READING, MA 01867-3812 |
| Document Number | 080647-302 |
| Book / Page | 80647 / 302 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 132743 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 385 SUMMER AVE, READING, MA 01867-3812 |
| Document Number | 0000132744 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 132744 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Type Change Date | Sep 01, 2032 |
| Max Rate At Change | 2.88% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 385 SUMMER AVE, READING, MA 01867-3812 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78749-455 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 78749/455 |
| Instrument | 209910 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,079.00 (+1.16%) | $1,060,500 (+4.09%) Land $608,200 Building $452,300 |
| 2024 | $11,940.00 (-4.25%) | $1,018,800 (+2.86%) Land $584,300 Building $434,500 |
| 2023 | $12,470.00 | $990,500 Land $526,800 Building $463,700 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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