Jefferson County property record for 417 Spruce Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,296 sqft · built 1973 |
| Lot Size | 0.172 acres (7,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,200 (Jun 2018) |
| Tax Bill | $878 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.001.03004006 |
| Primary APN | 181.001.03004006 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,776 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 432 sqft |
| Finished Basement | 432 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Frame |
| Lot Area | 7,504 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 417 SPRUCE DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | WOODED ACRES RESUB OF SUR 1 OF HARTSHORN ACRES S1/2 LOT 34 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 01 |
| Legal Subdivision | WOODED ACRES RESUB OF SUR 1 OF HARTSHORN |
| Legal Block | 2 |
| Legal Lot Number | 34 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 700801 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 417 SPRUCE DR, FESTUS, MO 63028-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 12, 2018 | Warranty Deed, Transfer · FHA Mortgage GUILD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on Record |
| Deed Sale | Jun 12, 2018 · Amount on Record |
| Prior Sale | Apr 3, 2012 · Amount on Record |
| Deed Document Number | 201817492 |
| Prior Transfer Date | Jan 13, 2004 |
| Prior Transfer Doc | 0000002147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 417 SPRUCE DR, FESTUS, MO 63028-1533 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000008835 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022R-008835 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 12, 2018 |
| Property Address | 417 SPRUCE DR, FESTUS, MO 63028-1533 |
| Document Number | 0000017492 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 17492 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2018 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 SPRUCE DR FESTUS MO 630281533, FESTUS, MO 63028-1533 |
| Document Number | 17493 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 17493 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2048 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,000 (-) Land $1,800 Building $14,200 | $84,300 (-) Land $9,400 Building $74,900 | |
| 2025 | $878.00 (+4.9%) | $16,000 (+8.11%) Land $1,800 Building $14,200 | $84,300 (-) Land $9,400 Building $74,900 |
| 2024 | $837.00 (+0.48%) | $84,300 (+8.35%) Land $9,400 Building $74,900 | |
| 2023 | $833.00 | $14,800 Land $1,800 Building $13,000 | $77,800 Land $9,400 Building $68,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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