Jefferson County property record for 409 Spruce Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,296 sqft · built 1966 |
| Lot Size | 0.178 acres (7,734 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $152,300 (Jul 2021) |
| Tax Bill | $781 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.001.03004003 |
| Primary APN | 181.001.03004003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 432 sqft |
| Finished Basement | 432 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 7,734 sqft (0.178 acres) |
| Lot Dimensions | 100 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Open Frame Porch |
| Porch Area | 68 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 409 SPRUCE DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | WOODED ACRES SUR 1 RESUB NW1/2 LOT 37 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 01 |
| Legal Subdivision | WOODED |
| Legal Block | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 700801 |
Source: Jefferson County records, as of March 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 SPRUCE DR, FESTUS, MO 63028-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2021 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Jan 2, 2020 | Warranty Deed, Transfer · FHA Mortgage GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on Record |
| Deed Sale | Jul 8, 2021 · Amount on Record |
| Prior Sale | Jan 2, 2020 · Amount on Record |
| Deed Document Number | 202129644 |
| Prior Transfer Date | Jul 25, 2007 |
| Prior Transfer Doc | 0000044101 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 8, 2021 |
| Property Address | 409 SPRUCE DR, FESTUS, MO 63028-1533 |
| Document Number | 2021R029644 |
| Map Reference | MB 14 PG 23 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 2021R-029644 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2021R029645 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021R-029645 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jan 2, 2020 |
| Property Address | 409 SPRUCE DR, FESTUS, MO 63028-1533 |
| Document Number | 0000000093 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 93 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 SPRUCE DR FESTUS MO 630281533, FESTUS, MO 63028-1533 |
| Document Number | 94 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 94 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Jefferson County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,900 (+7.97%) Land $1,800 Building $13,100 | $78,400 (-) Land $9,400 Building $69,000 | |
| 2024 | $781.00 (+0.51%) | $78,400 (+7.69%) Land $9,400 Building $69,000 | |
| 2023 | $777.00 | $13,800 Land $1,800 Building $12,000 | $72,800 Land $9,400 Building $63,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures