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403 Spruce Dr, Festus, MO 63028 Property Records

Jefferson County property record for 403 Spruce Dr, Festus, MO 63028 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 925 sqft · built 1955
Lot Size0.276 acres (12,004 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Dec 2021)
Tax Bill$634 (2024)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN181.001.03004001

Property Details

APN / Parcel Number

Primary APN181.001.03004001

Interior

Full Baths1 Bath
Stories1 Story
Building Area925 sqft Living Area
1st Floor Area925 sqft
Basement Area925 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area12,004 sqft (0.276 acres)
Lot Dimensions100 ft deep x 145 ft wide
Patio Area370 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address403 SPRUCE DR
CityFESTUS
StateMO
Zip63028-1533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODED ACRES RESUB OF SUR 1 OF HARTSHORN ACRES LOT 38
Legal Range5E
Legal Township40N
Legal Section01
Legal SubdivisionWOODED ACRES RESUB OF SUR 1 OF HARTSHORN
Legal Block2
Legal Lot Number38
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group2
Census Block2007
Census Tract700801

Owner

Source: Jefferson County records · APN 181.001.03004001

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address403 SPRUCE DR, FESTUS, MO 63028-1533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 09, 2021 · Amount on Record
Deed SaleDec 09, 2021 · Amount on Record
Prior SaleJul 19, 2011 · Amount on Record
Deed Document Number202153067
Prior Transfer DateDec 07, 2021
Prior Transfer Doc0000053067
Record UpdatedJun 08, 2026

December 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionJEFFERSON MO
Recording DateDec 09, 2021
Property Address403 SPRUCE DR, FESTUS, MO 63028-1533
Document Number0000053067
Map ReferenceMB 14 PG 23
Instrument DateDec 07, 2021
Instrument2021R-053067
Transaction TypeTransfer
Record UpdatedAug 16, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 SPR EE DRIVE, FESTUS, MO 63028

Mortgage

Document Number0000053107
DateDec 09, 2021
Instrument2021R-053107
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,600 (+12.5%) Land $1,800 Building $10,800$66,200 (-) Land $9,400 Building $56,800
2024$634.00 (+0.63%)$66,200 (+12.39%) Land $9,400 Building $56,800
2023$630.00$11,200 (-) Land $1,800 Building $9,400$58,900 (-) Land $9,400 Building $49,500
2022$630.00$11,200 Land $1,800 Building $9,400
2021$58,900 Land $9,400 Building $49,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997008012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (2009–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2014, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 281 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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