Guadalupe County property record for 405 Saddle Glen, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 3,547 sqft · built 2019 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $374,800 (Nov 2019) |
| Tax Bill | $603 (2023) |
| Deeds & Mortgages | Nov 2019 Mortgage Oct 2019 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900602103400000 |
| Primary APN | 1G3900602103400000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,547 sqft Living Area |
| Gross Area | 4,371 sqft |
| 1st Floor Area | 2,087 sqft |
| 2nd Floor Area | 1,460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 324 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 SADDLE GLN |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #6 BLOCK 21 LOT 34 0.43 AC |
| Legal Subdivision | SADDLE CREEK RANCH #6 |
| Legal Tract | 34 |
| Legal Block | 21 |
| Legal Lot Number | 34 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210612 |
405 Saddle Glen is owned and occupied by two individuals who bought it in November 2019.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 SADDLE GLN, CIBOLO, TX 78108-3697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN PACIFIC MTG |
| Oct 31, 2019 | Correction Deed, Transfer FIRST AMERICAN TITLE |
| May 23, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| May 22, 2019 | Loan Modification, Mortgage FIRST AMERICAN TITLE |
| Feb 6, 2019 | Trustee's Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS |
| Feb 4, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2019 · Amount on File |
| Deed Sale | Nov 4, 2019 · Amount on File |
| Prior Sale | May 23, 2019 |
| Deed Document Number | 201999025228 |
| Prior Transfer Date | Oct 31, 2019 |
| Prior Transfer Doc | 0099025228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Nov 4, 2019 |
| Property Address | 405 SADDLE GLN, CIBOLO, TX 78108-3697 |
| Document Number | 0000025228 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 25228 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40S SADDLE GLN CIBOLO TX 78108, CIBOLO, TX 78108 |
| Document Number | 25229 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 25229 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 3, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Oct 31, 2019 |
| Property Address | 405 SADDLE GLN, CIBOLO, TX 78108-3697 |
| Document Number | 0000024983 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 24983 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | May 23, 2019 |
| Property Address | 405 SADDLE GLN, CIBOLO, TX 78108-3697 |
| Document Number | 0000011211 |
| Instrument Date | May 22, 2019 |
| Instrument | 11211 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY BLVD E #112 EL PASO TX 799151816, 112, EL PASO, TX 79915-1816 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 405 SADDLE GLN, CIBOLO, TX 78108-3697 |
| Document Number | 0000011212 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 6, 2019 |
| Property Address | 405 SADDLE GLN, CIBOLO, TX 78108-3697 |
| Document Number | 0000002639 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 2639 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 8981 CASTNER DR #E EL PASO TX 799071833, E, EL PASO, TX 79907-1833 |
| Investor | Possibly a Property Investor |
| Document Number | 2465 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 2465 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | 8981 CASTNER DR # E, EL PASO, TX 79907-1833 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Feb 5, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 4, 2019 |
| Property Address | 405 SADDLE GLN, CIBOLO, TX 78108-3697 |
| Document Number | 0000002463 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 2463 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $545,828 (+5.38%) Land $76,969 Building $468,859 | $545,828 (+5.38%) Land $76,969 Building $468,859 | |
| 2025 | $517,950 Land $87,655 Building $430,295 | $517,950 Land $87,655 Building $430,295 | |
| 2023 | $603.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $584,268 (+23.26%) Land $104,964 Building $479,304 | $584,268 (+23.26%) Land $104,964 Building $479,304 |
| 2022 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $474,000 Land $84,693 Building $389,307 | $474,000 Land $84,693 Building $389,307 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Saddle Glen in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Saddle Glen is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Verizon, VTX Communications.
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