417 S Ridge Cir, Georgetown, TX 78628 Property Records

Williamson County property record for 417 S Ridge Cir, Georgetown, TX 78628

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,800 sqft · built 1994
Lot Size0.479 acres (20,869 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Jun 2021)
Tax Bill$8,371 (2025)
Deeds & MortgagesJun 2021 Mortgage
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR-20-9900-0018-0043

Property Details

APN / Parcel Number

Primary APNR-20-9900-0018-0043
Alternative APNs
  • R049754
  • 108113

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,800 sqft Living Area
1st Floor Area1,900 sqft
2nd Floor Area900 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2007
Exterior MaterialBrick Veneer
Roof TypeHip
Lot Area20,869 sqft (0.479 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area32 sqft
Patio Area190 sqft
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR20990000180043
Street Address417 S RIDGE CIR
CityGEORGETOWN
StateTX
Zip78628-8216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS4462 - RIVER RIDGE SEC 2-A, BLOCK R, LOT 1
Legal SubdivisionRIVER RIDGE SEC 2-A
Legal BlockR
Legal Lot Number1
JurisdictionWILLIAMSON TX
Township / Civil DivisionROUND ROCK-GEORGETOWN
Census Block Group1
Census Block1021
Census Tract20123

Owner

417 S Ridge Cir is owned and occupied by two individuals who bought it in June 2021.

Source: Williamson County records, as of September 11, 2026

Owner of Record2 Individual Names on File
Mailing Address417 S RIDGE CIR, GEORGETOWN, TX 78628-8216
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Vendor's Lien, Transfer · Stand-Alone First Mortgage
R BANK
Apr 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAPFI LENDING LLC
Sep 21, 2018Vendor's Lien, Transfer
FLAGSTAR BANK FSB
Apr 24, 2018Deed of Trust, Mortgage
CAPITOL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2021 · Amount on File
Deed SaleJun 7, 2021 · Amount on File
Prior SaleSep 21, 2018 · Amount on File
Deed Document Number202184331
Prior Transfer DateSep 20, 2018
Prior Transfer Doc0000084986
Record UpdatedOct 29, 2026

June 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILLIAMSON TX
Recording DateJun 7, 2021
Property Address417 S RIDGE CIR, GEORGETOWN, TX 78628-8216
Document Number0000084331
Map ReferenceCAB I SL 198
Instrument DateJun 4, 2021
Instrument2021084331
Transaction TypeTransfer
Record UpdatedOct 26, 2023
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 COUNTY ROAD 132, HUTTO, TX 78634

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 S RIDGE CIR, GEORGETOWN, TX 78628-8216

Mortgage

Document Number0000084332
DateJun 7, 2021
Instrument2021084332
Lender
NameR BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Property Address417 S RIDGE CIR, GEORGETOWN, TX 78628-8216
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLONE STAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033567
DateApr 2, 2020
Instrument2020033567
Lender
NameCAPFI LENDING LLC
TypeMortgage Company
AddressLEANDER, TX 78641
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

September 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILLIAMSON TX
Recording DateSep 21, 2018
Property Address417 S RIDGE CIR, GEORGETOWN, TX 78628-8216
Document Number0000084986
Map ReferenceCAB F SL365
Instrument DateSep 20, 2018
Instrument2018084986
Transaction TypeTransfer
Record UpdatedDec 6, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 S RIDGE CIR, GEORGETOWN, TX 78628-8216

Mortgage

Document Number0000084987
DateSep 21, 2018
Instrument2018084987
Lender
NameFLAGSTAR BANK FSB
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term361 Months
DueOct 1, 2048

Mortgage

Document Number0000084988
DateSep 21, 2018
Instrument2018084988
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2033

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Property Address417 S RIDGE CIR, GEORGETOWN, TX 78628-8216
Document Number0000036992
Instrument DateApr 24, 2018
Transaction TypeMortgage
Record UpdatedMay 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 S RIDGE CIR GEORGETOWN TX 786288216, GEORGETOWN, TX 78628-8216

Mortgage

Document Number0000036992
DateMay 2, 2018
Instrument36992
Lender
NameCAPITOL CU
TypeCredit Union
AddressAUSTIN, TX 78758
Agreement
AmountAmount on Record
Term120 Months
DueMay 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 417 S Ridge Cir was $8,371 with a homeowner's exemption.

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGeorgetown City
CountyWilliamson County
Unified School DistrictGeorgetown Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,371.00 Homeowner's exemption$530,077 Land $99,000 Building $431,077$530,077 Land $99,000 Building $431,077
2023$7,191.00 (-6.66%) Homeowner's exemption$602,172 Land $105,000 Building $497,172$602,172 Land $105,000 Building $497,172
2022$7,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 S Ridge Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 S Ridge Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GEORGETOWN
serves 191,639 people · EPA ID TX2460001
Water SourceSurface water
Last State InspectionJul 2025
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20

May also be available: AT&T, VTX Communications, Western Broadband.

Nearby Properties on S Ridge Cir

Nearby Streets

Search Property Records by Address or Parcel Number