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413 S Ridge Cir, Georgetown, TX 78628 Property Records

Williamson County property record for 413 S Ridge Cir, Georgetown, TX 78628

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,884 sqft · built 1997
Lot Size0.488 acres (21,249 sqft)
Owner2 Individual Names on Record
Last Sale$464,600 (May 2020)
Tax Bill$5,275 (2025)
Deeds & MortgagesMay 2020 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNR-20-9900-0018-0045

Property Details

APN / Parcel Number

Primary APNR-20-9900-0018-0045
Alternative APNs
  • R049752
  • 108111

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,884 sqft Living Area
1st Floor Area2,884 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialStone
Roof TypeHip
Lot Area21,249 sqft (0.488 acres)
Garage Area602 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area565 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Utility Building168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberR20990000180045
Street Address413 S RIDGE CIR
CityGEORGETOWN
StateTX
Zip78628-8216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS4462 - RIVER RIDGE SEC 2-A, BLOCK R, LOT 3
Legal SubdivisionRIVER RIDGE SEC 2-A
Legal BlockR
Legal Lot Number3
JurisdictionWILLIAMSON TX
Township / Civil DivisionROUND ROCK-GEORGETOWN
Census Block Group1
Census Block1021
Census Tract20123

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address413 S RIDGE CIR, GEORGETOWN, TX 78628-8216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Sep 17, 2018Deed of Trust, Mortgage
AMPLIFY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2020 · Amount on Record
Deed SaleMay 29, 2020 · Amount on Record
Prior SaleJul 22, 2013 · Amount on Record
Deed Document Number202055919
Prior Transfer DateJul 19, 2013
Prior Transfer Doc0000068635
Record UpdatedOct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWILLIAMSON TX
Recording DateMay 29, 2020
Property Address413 S RIDGE CIR, GEORGETOWN, TX 78628-8216
Document Number0000055919
Map ReferenceCAB F SL 365
Instrument DateMay 29, 2020
Instrument2020055919
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyINDEPENDENCE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 S RIDGE CIR, GEORGETOWN, TX 78628-8216
InvestorPossibly a Property Investor

Mortgage

Document Number0000055920
DateMay 29, 2020
Instrument2020055920
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Property Address413 S RIDGE CIR, GEORGETOWN, TX 78628-8216
Document Number0000084874
Instrument DateSep 17, 2018
Transaction TypeMortgage
Record UpdatedOct 5, 2018
Title CompanyINDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address413 S RIDGE CIR GEORGETOWN TX 786288216, GEORGETOWN, TX 78628-8216

Mortgage

Document Number0000084874
DateSep 21, 2018
Instrument84874
Lender
NameAMPLIFY CU
AddressAUSTIN, TX 78727
Agreement
AmountAmount Recorded
Term360 Months
DueSep 20, 2048

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityGeorgetown City
CountyWilliamson County
Unified School DistrictGeorgetown Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,275.00 (-15.57%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$543,691 (-10.68%) Land $99,000 Building $444,691$543,691 (-10.68%) Land $99,000 Building $444,691
2023$6,248.00 (-21.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$608,698 Land $105,000 Building $503,698$608,698 Land $105,000 Building $503,698
2022$7,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GEORGETOWN
serves 191,639 people · EPA ID TX2460001
Water SourceSurface water
Last State InspectionJul 2025
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
SOS Communications
Fixed Wireless		100 / 20

May also be available: AT&T, VTX Communications, Western Broadband.

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