Williamson County property record for 409 S Ridge Cir, Georgetown, TX 78628
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,318 sqft · built 1992 |
| Lot Size | 0.292 acres (12,711 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,557 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R-20-9900-0018-0047 |
| Primary APN | R-20-9900-0018-0047 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,318 sqft Living Area |
| 1st Floor Area | 2,318 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stone |
| Roof Type | Hip |
| Lot Area | 12,711 sqft (0.292 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 426 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R20990000180047 |
|---|---|
| Street Address | 409 S RIDGE CIR |
| City | GEORGETOWN |
| State | TX |
| Zip | 78628-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER RIDGE SEC 2-A, BLOCK R, LOT 5 |
| Legal Subdivision | RIVER RIDGE SEC 2-A |
| Legal Block | R |
| Legal Lot Number | 5 |
| Jurisdiction | WILLIAMSON TX |
| Township / Civil Division | ROUND ROCK-GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20123 |
409 S Ridge Cir is owner-occupied and held in a trust since February 2015.
Source: Williamson County records, as of September 11, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 409 S RIDGE CIR, GEORGETOWN, TX 78628-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 18, 2015 |
| Transfer Doc | 0000019634 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 409 S Ridge Cir was $1,557 with a homeowner's exemption.
Source: Williamson County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Georgetown City |
| County | Williamson County |
| Unified School District | Georgetown Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,557.00 Homeowner's exemption Senior Citizen's exemption | $483,636 Land $99,000 Building $384,636 | $483,636 Land $99,000 Building $384,636 |
| 2023 | $1,557.00 (-43.26%) Homeowner's exemption Senior Citizen's exemption | $486,986 Land $105,000 Building $381,986 | $486,986 Land $105,000 Building $381,986 |
| 2022 | $2,744.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 S Ridge Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 S Ridge Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, VTX Communications, Western Broadband.
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