Kane County property record for 417 Prairie St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,796 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Jun 2014) |
| Tax Bill | $5,511 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-377-002 |
| Primary APN | 06-13-377-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 2,564 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Victorian |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 417 PRAIRIE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES T GIFFORDS ADDN EAST 50 FT COUNTY CLERKS SUB E LOT 3 BLOCK 7 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
417 Prairie St is owned and occupied by two individuals who bought it in June 2014.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 PRAIRIE ST, ELGIN, IL 60120-6643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2014 · Amount on File |
| Deed Sale | Jun 26, 2014 · Amount on File |
| Prior Sale | Oct 1, 2001 |
| Deed Document Number | 201430939 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 417 Prairie St was $5,511 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,511.00 Homeowner's exemption | $80,239 (+8.57%) Land $13,605 Building $66,634 | $240,813 (+8.57%) Land $40,831 Building $199,982 |
| 2024 | $73,905 Land $12,531 Building $61,374 | $221,804 Land $37,608 Building $184,196 | |
| 2022 | $4,758.00 (+4.76%) Homeowner's exemption | $60,881 (+6.96%) Land $10,323 Building $50,558 | $182,643 (+6.96%) Land $30,969 Building $151,674 |
| 2021 | $4,542.00 Homeowner's exemption | $56,919 Land $9,651 Building $47,268 | $170,757 Land $28,953 Building $141,804 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 Prairie St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 417 Prairie St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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