Kane County property record for 386 Prairie St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,832 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $77,000 (Aug 1994) |
| Tax Bill | $6,107 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-331-021 |
| Primary APN | 06-13-331-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,832 sqft Living Area |
| Gross Area | 2,928 sqft |
| Basement Area | 1,096 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 386 PRAIRIE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES T GIFFORDS ADDN WEST 1/2 OF LOT 11 BLOCK 5 |
| Legal Subdivision | JAMES T GIFFORDS ADDN |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 854600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 386 PRAIRIE ST, ELGIN, IL 60120-6936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 1994 · Amount on Record |
| Deed Sale | Aug 8, 1994 · Amount on Record |
| Prior Sale | Aug 8, 1994 · Amount on Record |
| Deed Document Number | 199462141 |
| Last Transfer Date | Mar 11, 2004 |
| Transfer Doc | 0000034509 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,107.00 (+40.42%) | $80,054 (+8.57%) Land $13,707 Building $66,347 | $240,258 (+8.57%) Land $41,137 Building $199,121 |
| 2024 | $73,735 (+31.29%) Land $12,625 Building $61,110 | $221,294 (+31.34%) Land $37,890 Building $183,403 | |
| 2022 | $4,349.00 (+4.82%) Homeowner's exemption | $56,164 (+6.96%) Land $10,400 Building $45,764 | $168,492 (+6.96%) Land $31,200 Building $137,292 |
| 2021 | $4,149.00 Homeowner's exemption | $52,509 Land $9,723 Building $42,786 | $157,527 Land $29,169 Building $128,358 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2007–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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