Kane County property record for 426 Prairie St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,646 sqft · built 1896 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Trust Name on File |
| Last Sale | $185,000 (Sep 2014) |
| Tax Bill | $5,372 (2025) |
| Deeds & Mortgages | Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-332-014 |
| Primary APN | 06-13-332-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,646 sqft Living Area |
| Gross Area | 2,493 sqft |
| Basement Area | 847 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Architectural Style | Victorian |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 426 PRAIRIE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES T GIFFORDS ADDN WEST 42 FT EAST 2/3 LOT 8 BLOCK 6 |
| Legal Subdivision | JAMES T GIFFORDS ADDN |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
426 Prairie St is owner-occupied and held in a trust since July 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 426 PRAIRIE ST, ELGIN, IL 60120-6644 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2014 · Amount on File |
| Deed Sale | Sep 24, 2014 · Amount on File |
| Prior Sale | Aug 3, 2006 · Amount on File |
| Deed Document Number | 201447430 |
| Last Transfer Date | Jul 19, 2018 |
| Transfer Doc | 0000035333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 23, 2018 |
| Property Address | 426 PRAIRIE ST, ELGIN, IL 60120-6644 |
| Document Number | 0000035333 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 35333 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 426 PRAIRIE ST ELGIN IL 601206644, ELGIN, IL 60120-6644 |
The 2025 property tax bill for 426 Prairie St was $5,372 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,372.00 Homeowner's exemption | $78,424 (+8.57%) Land $11,397 Building $67,027 | $235,366 (+8.57%) Land $34,205 Building $201,161 |
| 2024 | $72,233 Land $10,497 Building $61,736 | $216,786 Land $31,504 Building $185,282 | |
| 2022 | $4,639.00 (+4.79%) Homeowner's exemption | $59,503 (+6.96%) Land $8,647 Building $50,856 | $178,509 (+6.96%) Land $25,941 Building $152,568 |
| 2021 | $4,427.00 Homeowner's exemption | $55,631 Land $8,084 Building $47,547 | $166,893 Land $24,252 Building $142,641 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 426 Prairie St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 426 Prairie St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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