417 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 417 Otsego St, Ilion, NY 13357

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,302 sqft · built 1900
Lot Size	0.082 acres (3,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,500 (Dec 2020)
Tax Bill	$3,835 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
APN	`212801 119.60-1-52`

Property Details

APN / Parcel Number

Primary APN	`212801 119.60-1-52`
Alternative APNs	`280111906000010520000000` `022016380`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,302 sqft Total Area
1st Floor Area	1,151 sqft
2nd Floor Area	1,151 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,600 sqft (0.082 acres)
Lot Dimensions	80 ft deep x 45 ft wide
Porch	Slab
Porch Area	340 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	022016380
Street Address	417 OTSEGO ST
City	ILION
State	NY
Zip	13357-2513
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R6
Legal Description	417 OTSEGO ST E R2 2G
Legal Block	1
Legal Lot Number	52.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	3
Census Block	3007
Census Tract	10400

Owner

Source: Herkimer County and German Flatts Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2363 JAMES ST, SYRACUSE, NY 13206-2840
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Jan 21, 2011 · Amount on Record
Deed Document Number	20205505
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Dec 1, 2020
Property Address	417 OTSEGO ST, ILION, NY 13357-2513
Document Number	20205505
Instrument Date	Nov 10, 2020
Instrument	2020-5505
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4080 BRISTOL RD, CLINTON, NY 13323-1363

Mortgage

Document Number	0020205506
Date	Dec 1, 2020
Instrument	2020-5506

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,835.00 (+5.68%)	$58,600 (-) Land $6,500 Building $52,100	$109,738 (+3%) Land $12,172 Building $97,566
2023		$58,600 Land $6,500 Building $52,100	$106,545 Land $11,818 Building $94,727
2020	$3,629.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	59 (2006–2013)
Claims Outside the SFHA	1 of 59
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 43 claims Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	36 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Aug 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20