Herkimer County and German Flatts Town property record for 415 Otsego St, Ilion, NY 13357 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,504 sqft · built 1900 |
| Lot Size | 0.146 acres (6,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,000 (Nov 2018) |
| Tax Bill | $3,187 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2018 Sale |
| APN | 212801 119.60-1-50 |
| Primary APN | 212801 119.60-1-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 752 sqft |
| 2nd Floor Area | 752 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,400 sqft (0.146 acres) |
| Lot Dimensions | 160 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20185647 |
|---|---|
| Street Address | 415 OTSEGO ST |
| City | ILION |
| State | NY |
| Zip | 13357-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 415 OTSEGO ST E R1 |
| Legal Block | 1 |
| Legal Lot Number | 50.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | GERMAN FLATTS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10400 |
Source: Herkimer County and German Flatts Town records · APN 212801 119.60-1-50
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 OTSEGO ST, ILION, NY 13357-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2018 | Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK |
| Nov 21, 2018 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 21, 2018 · Amount on Record |
| Deed Sale | Nov 21, 2018 · Amount on Record |
| Prior Sale | Aug 19, 1999 · Amount on Record |
| Deed Document Number | 20185647 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 415 OTSEGO ST, ILION, NY 13357-2513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | RP20185648 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | RP2018-5648 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Nov 21, 2018 |
| Property Address | 415 OTSEGO ST, ILION, NY 13357-2513 |
| Document Number | 0020185647 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 2018-5647 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $276.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 OTSEGO ST, ILION, NY 13357-2513 |
Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Municipality | Ilion Village |
| Unified School District | Central Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,187.00 (+1.43%) | $48,700 (-) Land $9,100 Building $39,600 | $91,199 (+3%) Land $17,041 Building $74,158 |
| 2023 | $48,700 Land $9,100 Building $39,600 | $88,545 Land $16,545 Building $72,000 | |
| 2020 | $3,142.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430104003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 32 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 32 in force 30 of 32 on primary residences |
| Nearby Flood Claims | 59 (2006–2013) |
| Claims Outside the SFHA | 1 of 59 |
| Most Recent Claim | Jun 2013, river or lake flooding, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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