416 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 416 Otsego St, Ilion, NY 13357

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,064 sqft · built 1930
Lot Size	0.133 acres (5,805 sqft)
Owner	2 Individual Names on File
Last Sale	$102,500 (Dec 2018)
Tax Bill	$4,152 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
APN	`212801 119.60-1-58`

Property Details

APN / Parcel Number

Primary APN	`212801 119.60-1-58`
Alternative APNs	`280111906000010580000000` `20185859`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,805 sqft (0.133 acres)
Lot Dimensions	129 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20185859
Street Address	416 OTSEGO ST
City	ILION
State	NY
Zip	13357-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	416 OTSEGO ST W R1 G D
Legal Block	1
Legal Lot Number	58.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	5
Census Block	5020
Census Tract	10300

Owner

416 Otsego St is owned and occupied by two individuals who bought it in December 2018.

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	416 OTSEGO ST, ILION, NY 13357-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on File
Deed Sale	Dec 5, 2018 · Amount on File
Prior Sale	Jun 30, 1994 · Amount on File
Deed Document Number	20185859
Prior Transfer Date	Nov 29, 2018
Prior Transfer Doc	0020185860
Record Updated	Oct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERKIMER NY
Recording Date	Dec 5, 2018
Property Address	416 OTSEGO ST, ILION, NY 13357-2528
Document Number	0020185859
Instrument Date	Nov 29, 2018
Instrument	2018-5859
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2934 MOHAWK ST, SAUQUOIT, NY 13456-3324

Mortgage

Document Number	0020185860
Date	Dec 5, 2018
Instrument	2018-5860

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 416 Otsego St was $4,152, up 2.8% from the year before.

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,152.00 (+2.82%)
2025	$4,038.00	$61,700 Land $8,200 Building $53,500	$115,543 Land $15,356 Building $100,187
2023		$61,700 Land $8,200 Building $53,500	$112,182 Land $14,909 Building $97,273
2020	$3,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 416 Otsego St; there have been 15 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	15 (1999–2013)
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 10 claims Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Otsego St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	36 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Aug 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20