Yankton County property record for 417 Locust St, Yankton, SD 57078
| Property Type | Single Family Home |
|---|---|
| Details | 2,383 sqft · built 1890 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $196,000 (Nov 2021) |
| Tax Bill | $2,372 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78.940.038.180 |
| Primary APN | 78.940.038.180 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,045 sqft Living Area |
| Basement Area | 838 sqft |
| Finished Basement | 838 sqft |
| Unfinished Basement | 838 sqft |
| Flooring | Other |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 417 LOCUST ST |
|---|---|
| City | YANKTON |
| State | SD |
| Zip | 57078-3936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N2 LT 17 & ALL LT 18 BLK 38 WITHERSPOONS ADDN |
| Legal Subdivision | WITHERSPOONS ADDN |
| Legal Block | 38 |
| Legal Lot Number | 17,18 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | YANKTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 966100 |
Source: Yankton County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 417 LOCUST ST, YANKTON, SD 57078-3936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage CU MORTGAGE DIRECT LLC |
| Jul 15, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK |
| Apr 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2021 · Amount on Record |
| Deed Sale | Nov 8, 2021 · Amount on Record |
| Prior Sale | Apr 22, 2019 · Amount on Record |
| Deed Book / Page | 562 / 182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Nov 8, 2021 |
| Property Address | 417 LOCUST ST, YANKTON, SD 57078-3936 |
| Document Number | 562/182 |
| Book / Page | 562 / 182 |
| Map Reference | MB G PG 5 |
| Instrument Date | Nov 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | NOT AVAILABLE, YANKTON TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7073, YANKTON, SD 57078-7073 |
| Name | Verified Name |
|---|---|
| Address | 417 LOCUST ST, YANKTON, SD 57078-3936 |
| Document Number | 562183 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 562/183 |
| Name | CU MORTGAGE DIRECT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANKTON SD |
| Property Address | 417 LOCUST ST, YANKTON, SD 57078-3936 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | 546/093 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 546/093 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | YANKTON, SD 57078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 14, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Apr 22, 2019 |
| Property Address | 417 LOCUST ST, YANKTON, SD 57078-3936 |
| Document Number | 544/535 |
| Book / Page | 544 / 535 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | YANKTON TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43968 306TH ST, 43968, YANKTON, SD 57078-5916 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 417 LOCUST ST, YANKTON, SD 57078-3936 |
| Document Number | 544536 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 544/536 |
| Name | FIRST DAKOTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Yankton City |
| Unified School District | Yankton School District 63-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,800 (+14.3%) Land $14,000 Building $173,800 | $187,800 Land $14,000 Building $173,800 | |
| 2025 | $2,372.00 (+16.67%) | ||
| 2023 | $164,300 Land $14,000 Building $150,300 | ||
| 2022 | $2,033.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YANKTON serves 15,411 people · EPA ID SD4600423 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| South Dakota Wireless Internet Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures