Yankton County property record for 412 Locust St, Yankton, SD 57078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,349 sqft · built 1890 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,000 (Mar 2018) |
| Tax Bill | $1,652 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 78.940.037.030 |
| Primary APN | 78.940.037.030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,349 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 412 LOCUST ST |
|---|---|
| City | YANKTON |
| State | SD |
| Zip | 57078-3937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 BLK 37 WITHERSPOONS ADDN |
| Legal Subdivision | WITHERSPOONS ADDN |
| Legal Block | 37 |
| Legal Lot Number | 3 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | YANKTON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 966100 |
412 Locust St is owned and occupied by an individual who acquired it in February 2021.
Source: Yankton County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 LOCUST ST, YANKTON, SD 57078-3937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage CU MORTGAGE DIRECT LLC |
| Mar 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage CU MORTGAGE DIRECT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2018 · Amount on File |
| Deed Sale | Mar 16, 2018 · Amount on File |
| Prior Sale | Sep 2, 2005 · Amount on File |
| Deed Book / Page | 539 / 209 |
| Last Transfer Date | Feb 11, 2021 |
| Transfer Doc | 000556/532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Feb 18, 2021 |
| Property Address | 412 LOCUST ST, YANKTON, SD 57078-3937 |
| Document Number | 000556/532 |
| Book / Page | 556 / 532 |
| Map Reference | MB G PG 5 |
| Instrument Date | Feb 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | NOT AVAILABLE, YANKTON TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 LOCUST ST, 412, YANKTON, SD 57078-3937 |
| Name | Verified Name |
|---|---|
| Address | 412 LOCUST ST, YANKTON, SD 57078-3937 |
| Document Number | 0000556533 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 556/533 |
| Name | CU MORTGAGE DIRECT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Mar 16, 2018 |
| Property Address | 412 LOCUST ST, YANKTON, SD 57078-3937 |
| Document Number | 000539/209 |
| Book / Page | 539 / 209 |
| Map Reference | MB G PG 5 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | NOT AVAILABLE, YANKTON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 SAUGER LN, 112, YANKTON, SD 57078-4791 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 LOCUST ST, YANKTON, SD 57078-3937 |
| Document Number | 0000539210 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 539/210 |
| Name | CU MORTGAGE DIRECT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 412 Locust St was $1,652.
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Yankton City |
| Unified School District | Yankton School District 63-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,000 Land $9,300 Building $126,700 | $136,000 Land $9,300 Building $126,700 | |
| 2025 | $1,652.00 | ||
| 2023 | $111,800 Land $9,300 Building $102,500 | ||
| 2022 | $1,331.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 412 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YANKTON serves 15,411 people · EPA ID SD4600423 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| South Dakota Wireless Internet Fixed Wireless | 100 / 20 |
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