Yankton County property record for 411 Locust St, Yankton, SD 57078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,406 sqft · built 1880 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,000 (Aug 2024) |
| Tax Bill | $1,917 (2025) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage Aug 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 78.940.038.150 |
| Primary APN | 78.940.038.150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| Basement Area | 441 sqft |
| Unfinished Basement | 441 sqft |
| Flooring | Other |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 411 LOCUST ST |
|---|---|
| City | YANKTON |
| State | SD |
| Zip | 57078-3936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 15 BLK 38 WITHERSPOONS ADDN |
| Legal Subdivision | WITHERSPOONS ADDN |
| Legal Block | 38 |
| Legal Lot Number | 15 |
| Jurisdiction | YANKTON SD |
| Township / Civil Division | YANKTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 966100 |
411 Locust St is owned and occupied by an individual who bought it in August 2024.
Source: Yankton County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 LOCUST ST, YANKTON, SD 57078-3936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2024 | Deed of Distribution, Transfer · Conventional Mortgage ORTRUST MORTGAGE INC |
| Aug 22, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on File |
| Deed Sale | Aug 30, 2024 · Amount on File |
| Deed Document Number | 2024204255 |
| Deed Book / Page | 575 / 334 |
| Prior Transfer Date | Aug 22, 2024 |
| Prior Transfer Doc | 000575/260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Aug 30, 2024 |
| Property Address | 411 LOCUST ST, YANKTON, SD 57078-3936 |
| Document Number | 000575/334 |
| Book / Page | 575 / 334 |
| Map Reference | MB G PG 5 |
| Instrument Date | Aug 30, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | YANKTON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $109.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 LOCUST ST, YANKTON, SD 57078-3936 |
| Document Number | 0000575335 |
|---|---|
| Date | Aug 30, 2024 |
| Instrument | 575/335 |
| Name | ORTRUST MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Number | 000575/336 |
|---|---|
| Date | Aug 30, 2024 |
| Book Page | 575/336 |
| Name | CORTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 2101 S MINNESOTA AVE, SIOUX FALLS, SD 57105 |
| Amount | Amount on Record |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | YANKTON SD |
| Recording Date | Aug 22, 2024 |
| Property Address | 411 LOCUST ST, YANKTON, SD 57078-3936 |
| Document Number | 000575/260 |
| Book / Page | 575 / 260 |
| Map Reference | MB G PG 5 |
| Instrument Date | Aug 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
The 2025 property tax bill for 411 Locust St was $1,917, down 4.7% from the year before.
Source: Yankton County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Yankton County |
| Municipality | Yankton City |
| Unified School District | Yankton School District 63-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,800 (-) Land $9,300 Building $135,500 | $144,800 Land $9,300 Building $135,500 | |
| 2025 | $1,917.00 (-4.67%) | $144,800 Land $9,300 Building $135,500 | |
| 2024 | $2,011.00 | ||
| 2023 | $122,900 Land $9,300 Building $113,600 | ||
| 2022 | $1,465.00 | ||
| 2021 | $92,000 Land $9,300 Building $82,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 411 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 13, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 411 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YANKTON serves 15,411 people · EPA ID SD4600423 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| South Dakota Wireless Internet Fixed Wireless | 100 / 20 |
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