417 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 417 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,702 sqft · built 2021
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,650,000 (Oct 2024)
Tax Bill	$5,041 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`244NL038`

Property Details

APN / Parcel Number

Primary APN	`244NL038`
Alternative APNs	`108514341712` `80113828` `80131280` `80160843`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	2,702 sqft Heated Area
Gross Area	4,797 sqft
1st Floor Area	642 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80160843
Street Address	417 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-7707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-119 PH-III LITTLE BEACH LANDING PL 81/68
Legal Subdivision	LITTLE BEACH LANDING SUBDIVISION
Legal Phase	III
Legal Lot Number	119
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Construction Mortgage UNITED BANK
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Jul 13, 2021	Warranty Deed, Transfer · Commercial Mortgage UNITED BANK
Apr 27, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Book / Page	5260 / 350
Prior Transfer Date	Feb 13, 2024
Prior Transfer Doc	5139000750
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	417 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7707
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1886 OAK HARBOUR DR SW, OCEAN ISLE BEACH, NC 28469-6449

Mortgage

Document Number	0047540171
Date	Dec 1, 2021
Book Page	4754/171

Lender

Name	UNITED BANK
Type	Bank
Address	SHALLOTTE, NC 28470

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 26, 2022
Property Address	417 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7707
Document Number	0049020876
Book / Page	4902 / 876
Map Reference	CAB 81 PG 65-72
Instrument Date	Aug 25, 2022
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1886 OAK HARBOUR DR SW, OCEAN ISLE BEACH, NC 28469-6449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1356, CORNELIUS, NC 28031-1356

Mortgage

Document Number	0004902879
Date	Aug 26, 2022
Instrument	4902/879

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 13, 2021
Property Address	417 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7707
Document Number	0046610086
Book / Page	4661 / 86
Map Reference	CAB 81 PG 65-72
Instrument Date	May 19, 2021
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1886 OAK HARBOUR DR SW, OCEAN ISLE BEACH, NC 28469-6449

Mortgage

Document Number	0000466192
Date	Jul 13, 2021
Instrument	4661/92

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 27, 2021
Property Address	417 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7707
Document Number	0046050107
Book / Page	4605 / 107
Map Reference	CAB 81 PG 65-72
Instrument Date	Apr 27, 2021
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,357,060 (-) Land $250,000 Building $1,107,060	$1,357,060 (-) Land $250,000 Building $1,107,060
2025	$5,041.00	$1,357,060 (-) Land $250,000 Building $1,107,060	$1,357,060 (-) Land $250,000 Building $1,107,060
2023		$1,357,060 Land $250,000 Building $1,107,060	$1,357,060 Land $250,000 Building $1,107,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Fourth St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures