412 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 412 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,550 sqft · built 2021
Lot Size	0.115 acres (5,009 sqft)
Owner	Company Name on Record
Last Sale	$1,275,000 (Sep 2022)
Tax Bill	$4,503 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2022 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`244NL079`

Property Details

APN / Parcel Number

Primary APN	`244NL079`
Alternative APNs	`108514249574` `80112787` `80132510`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	2,550 sqft Heated Area
Gross Area	3,276 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,009 sqft (0.115 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80132510
Street Address	412 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-127 PH-III LITTLE BEACH LANDING PL 81/68
Legal Subdivision	LITTLE BEACH LANDING SUBDIVISION
Legal Phase	III
Legal Lot Number	127
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3085 E PEREGRINE CIR, EAGLE MOUNTAIN, UT 84005-4328
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage BAKER NOVA LLC
Mar 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC
Jun 27, 2022	Deed of Trust, Mortgage PINNACLE BUSINESS FUNDING, LLC
Sep 28, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jun 18, 2021	Warranty Deed, Transfer
Jul 29, 2020	Grant Deed, Transfer DW FAMILY GST TRUST (IT)
Jul 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Book / Page	4917 / 786
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	412 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ARBORHILL LN, HOLLY SPRINGS, NC 27540-6207

Mortgage

Document Number	0046770811
Date	Aug 5, 2021
Book Page	4677/811

Lender

Name	BAKER NOVA LLC
Type	Non-Lending Institution
Address	CARY, NC 27513

Agreement

Amount	Amount Recorded
Term	10 Months
Due	May 31, 2022

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	412 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ABORHLL LANE, HOLLY SPRINGS, NC 27540

Mortgage

Document Number	0048150722
Date	Mar 17, 2022
Book Page	4815/722

Lender

Name	LENDINGONE LLC
Type	Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2023

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	412 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ARBORHILL LN, HOLLY SPRINGS, NC 27540-6207

Mortgage

Document Number	0048721358
Date	Jun 27, 2022
Book Page	4872/1358

Lender

Name	PINNACLE BUSINESS FUNDING, LLC
Type	Non-Lending Institution
Address	PIKESVILLE, MD 21208

Agreement

Amount	Amount Recorded
Term	3 Months
Due	Sep 19, 2022

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 28, 2022
Property Address	412 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0049170786
Book / Page	4917 / 786
Map Reference	CAB 81 PG 65-72
Instrument Date	Sep 15, 2022
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 ARBORHILL LN, 308, HOLLY SPRINGS, NC 27540-6207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 S MAIN ST # B627, B627, DAVIDSON, NC 28036-7063

Mortgage

Document Number	0004917789
Date	Sep 28, 2022
Instrument	4917/789

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 18, 2021
Property Address	412 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0046450042
Book / Page	4645 / 42
Map Reference	CAB 81 PG 65-72
Instrument Date	May 3, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2618 NEW VILLAGE WAY, 2618, WILMINGTON, NC 28405-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ARBORHILL LN, HOLLY SPRINGS, NC 27540-6207

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 29, 2020
Property Address	412 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0044070354
Book / Page	004407 / 000354
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,800.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426
Investor	Possibly a Property Investor

Mortgage

Document Number	44070358
Date	Jul 29, 2020
Book Page	004407/000358

Lender

Name	DW FAMILY GST TRUST (IT)
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 28, 2030

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 29, 2020
Property Address	412 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0044070351
Book / Page	004407 / 000351
Instrument Date	Jul 16, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,199,740 (-) Land $250,000 Building $949,740	$1,199,740 (-) Land $250,000 Building $949,740
2025	$4,503.00	$1,199,740 (-) Land $250,000 Building $949,740	$1,199,740 (-) Land $250,000 Building $949,740
2023		$1,199,740 Land $250,000 Building $949,740	$1,199,740 Land $250,000 Building $949,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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