416 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 416 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,508 sqft · built 2021
Lot Size	0.126 acres (5,489 sqft)
Owner	Company Name on File
Last Sale	$1,275,000 (Nov 2022)
Tax Bill	$4,698 (2025)
Deeds & Mortgages	Feb 2023 Transfer Mar 2022 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`244NL075`

Property Details

APN / Parcel Number

Primary APN	`244NL075`
Alternative APNs	`108514340586` `80112784` `80134651` `80137418`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	2,508 sqft Heated Area
Gross Area	3,909 sqft
1st Floor Area	609 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,489 sqft (0.126 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80137418
Street Address	416 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-123 PH-III LITTLE BEACH LANDING PL 81/68
Legal Subdivision	LITTLE BEACH LANDING SUBDIVISION
Legal Phase	III
Legal Lot Number	123
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

416 E Fourth St is owned by a company that acquired it in January 2023.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	4431 SHADY GROVE LN, BLACKSBURG, VA 24060-8941
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC
Jun 27, 2022	Deed of Trust, Mortgage PINNACLE BUSINESS FUNDING, LLC
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 18, 2021	Warranty Deed, Transfer
Jul 29, 2020	Grant Deed, Transfer DW FAMILY GST TRUST (IT)
Jul 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Prior Sale	Jun 18, 2021 · Amount on File
Deed Book / Page	4941 / 99
Last Transfer Date	Jan 31, 2023
Transfer Doc	0049710618
Record Updated	Oct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Feb 10, 2023
Property Address	416 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0049710618
Book / Page	4971 / 618
Map Reference	CAB 81 PG 65-72
Instrument Date	Jan 31, 2023
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4431 SHADY GROVE LN, BLACKSBURG, VA 24060-8941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	416 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ARBORHILL LN, HOLLY SPRINGS, NC 27540-6207

Mortgage

Document Number	0048160658
Date	Mar 18, 2022
Book Page	4816/658

Lender

Name	LENDINGONE LLC
Type	Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2023

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	416 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048721358
Date	Jun 27, 2022
Book Page	4872/1358

Lender

Name	PINNACLE BUSINESS FUNDING, LLC
Type	Non-Lending Institution
Address	PIKESVILLE, MD 21208

Agreement

Amount	Amount on Record
Term	3 Months
Due	Sep 19, 2022

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 21, 2022
Property Address	416 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0049410099
Book / Page	4941 / 99
Map Reference	CAB 81 PG 65-72
Instrument Date	Oct 25, 2022
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 ARBORHILL LN, 308, HOLLY SPRINGS, NC 27540-6207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4431 SHADY GROVE LN, BLACKSBURG, VA 24060-8941

Mortgage

Document Number	0004941102
Date	Nov 21, 2022
Instrument	4941/102

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 18, 2021
Property Address	416 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0046450039
Book / Page	4645 / 39
Map Reference	CAB 81 PG 65-72
Instrument Date	May 3, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2618 NEW VILLAGE WAY, 2618, WILMINGTON, NC 28405-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 ARBORHILL LN, HOLLY SPRINGS, NC 27540-6207

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 29, 2020
Property Address	416 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0044070354
Book / Page	004407 / 000354
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,800.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426
Investor	Possibly a Property Investor

Mortgage

Document Number	44070358
Date	Jul 29, 2020
Book Page	004407/000358

Lender

Name	DW FAMILY GST TRUST (IT)
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 28, 2030

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 29, 2020
Property Address	416 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0044070351
Book / Page	004407 / 000351
Instrument Date	Jul 16, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426

Tax Assessment & Valuation

The 2025 property tax bill for 416 E Fourth St was $4,698.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,256,620 (-) Land $250,000 Building $1,006,620	$1,256,620 (-) Land $250,000 Building $1,006,620
2025	$4,698.00	$1,256,620 Land $250,000 Building $1,006,620	$1,256,620 Land $250,000 Building $1,006,620
2023		$1,256,620 Land $250,000 Building $1,006,620	$1,256,620 Land $250,000 Building $1,006,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 E Fourth St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 E Fourth St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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