417 E 20th St, Safford, AZ 85546 Property Records

Graham County property record for 417 E 20th St, Safford, AZ 85546

Property Summary

Property Type	Single Family Home
Details	2,056 sqft · built 1987
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Nov 2025)
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-07-026`

Property Details

APN / Parcel Number

Primary APN	`103-07-026`

Interior

Stories	1 Story
Building Area	2,056 sqft Living Area
1st Floor Area	2,056 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	417 E 20TH ST
City	SAFFORD
State	AZ
Zip	85546-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1635 E AND 33 S OF THE NW COR OF THE NE4 SEC 20 T7S R26E T H S 110 TH E 80 TH N 110 TH W 80 TO THE POB
Legal Range	26E
Legal Township	07S
Legal Section	20
Jurisdiction	GRAHAM AZ
Township / Civil Division	SAFFORD
Census Block Group	4
Census Block	4020
Census Tract	961700

Owner

417 E 20th St is owned by two individuals who bought it in November 2025.

Source: Graham County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3785 W ANDERSON ST, THATCHER, AZ 85552-5200
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 6, 2020	Warranty Deed, Transfer LYNN M & DEE L HANCOCK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Feb 28, 2023 · Amount on File
Deed Document Number	20256597
Prior Transfer Date	Jun 8, 2006
Prior Transfer Doc	0000003810
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Nov 25, 2025
Property Address	417 E 20TH ST, SAFFORD, AZ 85546-2227
Document Number	0000006597
Instrument Date	Nov 14, 2025
Instrument	2025-06597
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 S LENZNER AVE # AVE6102, AVE6102, SIERRA VISTA, AZ 85635-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	417 E 20TH ST, SAFFORD, AZ 85546-2227

Mortgage

Document Number	0000006598
Date	Nov 25, 2025
Instrument	2025-06598

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Nov 6, 2020
Property Address	417 E 20TH ST, SAFFORD, AZ 85546-2227
Document Number	0000005847
Instrument Date	Nov 5, 2020
Instrument	5847
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	STEWART TITLE AND TRUST-SAFFORD, STEWART TITLE & TR-SAFFORD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1937 N COTA LN THATCHER AZ 855525699, THATCHER, AZ 85552-5699

Mortgage

Document Number	5848
Date	Nov 6, 2020
Instrument	5848

Lender

Name	LYNN M & DEE L HANCOCK
Address	PO BOX 90, SAFFORD, AZ 85548-0090

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 417 E 20th St was $1,214, up 19% from the year before.

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Graham County
Unified School District	Safford Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$222,731 (+32.85%) Land $10,778 Building $211,953
2026		$16,765 (+0.61%) Land $1,078 Building $15,687	$167,651 (+0.61%) Land $10,778 Building $156,873
2025	$1,214.00 (+19.02%)	$16,664 Land $1,006 Building $15,658	$166,637 Land $10,056 Building $156,581
2024	$1,020.00 (-2.95%)
2023	$1,051.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 417 E 20th St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	8 (1991–2016)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 E 20th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAFFORD serves 20,600 people · EPA ID AZ0405005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2017
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Valley Telecom Group Fiber	1,000 / 100
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless.

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