413 E 20th St, Safford, AZ 85546 Property Records

Graham County property record for 413 E 20th St, Safford, AZ 85546

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 1969
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jun 2021)
Tax Bill	$937 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-07-023`

Property Details

APN / Parcel Number

Primary APN	`103-07-023`

Interior

Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Carport
Garage Area	332 sqft
Carport	Carport
Carport Area	332 sqft
Parking Spaces	1 Parking Space
Utility Building	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	413 E 20TH ST
City	SAFFORD
State	AZ
Zip	85546-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1475 E AND 33 S OF THE NW COR OF THE NE4 SEC 20 T7S R26E T H E 80 TH S 110 TH W 80 TH N 110 TO THE POB
Legal Range	24E
Legal Township	07S
Legal Section	23
Jurisdiction	GRAHAM AZ
Township / Civil Division	SAFFORD
Census Block Group	4
Census Block	4020
Census Tract	961700

Owner

Source: Graham County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	413 E 20TH ST, SAFFORD, AZ 85546-2227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Warranty Deed, Transfer · Loan Assumption FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 14, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Feb 14, 2020 · Amount on Record
Deed Document Number	20214267
Prior Transfer Date	May 5, 2011
Prior Transfer Doc	0000002895
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Jun 25, 2021
Property Address	413 E 20TH ST, SAFFORD, AZ 85546-2227
Document Number	0000004267
Instrument Date	Jun 24, 2021
Instrument	2021-04267
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 E 20TH ST, 413, SAFFORD, AZ 85546-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E 20TH ST, SAFFORD, AZ 85546-2227

Mortgage

Document Number	0000004268
Date	Jun 25, 2021
Instrument	2021-04268

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Feb 14, 2020
Property Address	413 E 20TH ST, SAFFORD, AZ 85546-2227
Document Number	0000000780
Instrument Date	Feb 7, 2020
Instrument	2020-00780
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10123 S US HIGHWAY 191, 10123, SAFFORD, AZ 85546-9152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E 20TH ST, SAFFORD, AZ 85546-2227

Mortgage

Document Number	0000000781
Date	Feb 14, 2020
Instrument	2020-00781

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Graham County
Unified School District	Safford Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$127,917 (+0.81%) Land $10,778 Building $117,139
2025	$937.00 (+15.54%)	$12,689 Land $1,006 Building $11,683	$126,883 Land $10,056 Building $116,827
2023	$811.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	8 (1991–2016)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAFFORD serves 20,600 people · EPA ID AZ0405005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2017
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Valley Telecom Group Fiber	1,000 / 100
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless.

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