415 E 20th St, Safford, AZ 85546 Property Records

Graham County property record for 415 E 20th St, Safford, AZ 85546

Property Summary

Property Type	Single Family Home
Details	1,802 sqft · built 1971
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (May 2022)
Tax Bill	$1,259 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-07-025`

Property Details

APN / Parcel Number

Primary APN	`103-07-025`

Interior

Stories	1 Story
Building Area	1,802 sqft Living Area
1st Floor Area	1,802 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Carport
Garage Area	277 sqft
Carport	Carport
Carport Area	277 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	174 sqft
Utility Building	103 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	415 E 20TH ST
City	SAFFORD
State	AZ
Zip	85546-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1555 E AND 33 S OF THE NW COR OF THE NE SEC 20 T7S R26E TH S 110 TH E 80 TH N 110 TH W 80 TO THE POB
Legal Range	26E
Legal Township	07S
Legal Section	20
Jurisdiction	GRAHAM AZ
Township / Civil Division	SAFFORD
Census Block Group	4
Census Block	4020
Census Tract	961700

Owner

415 E 20th St is owned by two individuals who bought it in May 2022.

Source: Graham County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	914 W 10TH ST, SAFFORD, AZ 85546-3244
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 7, 2021	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jul 9, 2019	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Prior Sale	Jan 7, 2021 · Amount on File
Deed Document Number	20222730
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	May 6, 2022
Property Address	415 E 20TH ST, SAFFORD, AZ 85546-2227
Document Number	0000002730
Instrument Date	Apr 27, 2022
Instrument	2022-02730
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1091, THATCHER, AZ 85552-1091

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	415 E 20TH ST, SAFFORD, AZ 85546-2227

Mortgage

Document Number	0000002731
Date	May 6, 2022
Instrument	2022-02731

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Jan 7, 2021
Property Address	415 E 20TH ST, SAFFORD, AZ 85546-2227
Document Number	0000000108
Instrument Date	Jan 4, 2021
Instrument	2021-00108
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 E 20TH ST, 415, SAFFORD, AZ 85546-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	415 E 20TH ST, SAFFORD, AZ 85546-2227

Mortgage

Document Number	0000000109
Date	Jan 7, 2021
Instrument	2021-00109

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Jul 9, 2019
Property Address	415 E 20TH ST, SAFFORD, AZ 85546-2227
Document Number	0000003017
Instrument Date	Jun 21, 2019
Instrument	2019-03017
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	STEWART TITLE & TRUST

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 E 20TH ST, 415, SAFFORD, AZ 85546-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	415 E 20TH ST, SAFFORD, AZ 85546-2227

Mortgage

Document Number	0000003018
Date	Jul 9, 2019
Instrument	2019-03018

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 415 E 20th St was $1,259.

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Graham County
Unified School District	Safford Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$192,076 Land $10,778 Building $181,298
2025	$1,259.00	$19,095 Land $1,006 Building $18,089	$190,943 Land $10,056 Building $180,887
2023	$1,090.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 E 20th St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	8 (1991–2016)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 E 20th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAFFORD serves 20,600 people · EPA ID AZ0405005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2017
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Valley Telecom Group Fiber	1,000 / 100
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bluespan Wireless.

Nearby Properties on E 20th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures