Cherokee County property record for 285 Co Rd 531, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,568 sqft · built 1969 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Oct 2025) |
| Tax Bill | $559 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-13-04-20-0-000-041.001 |
| Primary APN | 13-13-04-20-0-000-041.001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Account Number | 584 |
|---|---|
| Street Address | 285 COUNTY ROAD 531 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SW COR SW/4NE/4, E 41.5' TO NW R/W CO RD 22, NE 385.6'ALG SD R/W, W 131.2', S375' TO POB |
| Legal Range | 10E |
| Legal Township | 10S |
| Legal Section | 20 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 956000 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2110 COUNTY ROAD 16, CENTRE, AL 35960-5271 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Deed Document Number | 2025241003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Oct 28, 2025 |
| Property Address | 285 COUNTY ROAD 531, CENTRE, AL 35960-6120 |
| Document Number | 0000241003 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 241003 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2110 COUNTY ROAD 16, CENTRE, AL 35960-5271 |
| Document Number | 0000241005 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 241005 |
| Name | EMBLEM CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2040 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559.00 (+6.88%) | ||
| 2025 | $523.00 | $2,340 (-76.83%) Land $680 Building $1,660 | $122,700 (+5.32%) Land $6,700 Building $116,000 |
| 2024 | Additional exemption filed | $10,100 (-13.38%) Land $620 Building $9,480 | $116,500 (-) Land $6,100 Building $110,400 |
| 2023 | Additional exemption filed | $11,660 | $116,500 Land $6,100 Building $110,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
4G LTE (outdoors only), no 5G reported
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