Oakland County property record for 417 Carter Dr, Troy, MI 48098 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,300 sqft · built 1968 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Oct 2023) |
| Tax Bill | $5,390 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Jul 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-16-451-037 |
| Primary APN | 88-20-16-451-037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 231 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 417 CARTER DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 16 LAKEWOOD SUB W 87.5 FT OF LOT 61 & E 12.5 FT OF LOT 62 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 16 |
| Legal Subdivision | LAKEWOOD SUB |
| Legal Lot Number | 61-62 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 196900 |
Source: Oakland County records · APN 88-20-16-451-037
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 CARTER DR, TROY, MI 48098-4658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2023 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Jul 28, 2021 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG |
| Apr 30, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on Record |
| Deed Sale | Oct 17, 2023 · Amount on Record |
| Prior Sale | May 23, 2016 · Amount on Record |
| Deed Document Number | 2023113726 |
| Deed Book / Page | 58946 / 297 |
| Prior Transfer Date | Apr 20, 2018 |
| Prior Transfer Doc | 0000072631 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 17, 2023 |
| Property Address | 417 CARTER DR, TROY, MI 48098-4658 |
| Document Number | 0000113726 |
| Book / Page | 58946 / 297 |
| Map Reference | LB 28 PG 27 |
| Instrument Date | Oct 05, 2023 |
| Instrument | 113726 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,962.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 417 CARTER DR, TROY, MI 48098-4658 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 7389 INDIAN CT, STANWOOD, MI 49346-9392 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 417 CARTER DR, TROY, MI 48098-4658 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 417 CARTER DR, TROY, MI 48098-4658 |
| Document Number | 0000186079 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 56612/497 |
| Instrument | 186079 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 417 CARTER DR, TROY, MI 48098-4658 |
| Document Number | 0000142502 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 417 CARTER DR WARREN MI 48093, WARREN, MI 48093 |
| Document Number | 0000142502 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 054538/000332 |
| Instrument | 142502 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 30, 2018 |
| Property Address | 417 CARTER DR, TROY, MI 48098-4658 |
| Document Number | 0000072631 |
| Book / Page | 51766 / 00849 |
| Map Reference | LB 28 PG 27 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 72631 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | TRPU ANSTRACT TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 CARTER DR, TROY, MI 48098-4658 |
| Document Number | 0000072632 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 72632 |
| Name | THE ANDERSON FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,390.00 (+32.43%) | ||
| 2023 | $251,420 | ||
| 2022 | $4,070.00 | $125,710 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 5% of the US · above 11% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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