Oakland County property record for 402 Carter Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,669 sqft · built 2006 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $359,900 (Sep 2007) |
| Tax Bill | $5,230 (2025) |
| Deeds & Mortgages | Aug 2020 Transfer Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-16-402-018 |
| Primary APN | 88-20-16-402-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,669 sqft Living Area |
| 1st Floor Area | 1,271 sqft |
| Basement Area | 1,271 sqft |
| Unfinished Basement | 1,271 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 193 ft deep x 106 ft wide |
| Garage Area | 836 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 287 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 402 CARTER DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 16 LAKEWOOD SUB LOT 30 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 16 |
| Legal Subdivision | LAKEWOOD SUB |
| Legal Lot Number | 30 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 196900 |
Source: Oakland County records · APN 88-20-16-402-018
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 CARTER DR, TROY, MI 48098-4657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 24, 2020 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 13, 2007 · Amount on Record |
| Deed Sale | Sep 13, 2007 · Amount on Record |
| Prior Sale | Jan 05, 2006 · Amount on Record |
| Deed Document Number | 2007200179 |
| Deed Book / Page | 39567 / 54 |
| Last Transfer Date | Aug 14, 2020 |
| Transfer Doc | 0000169443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 25, 2020 |
| Property Address | 402 CARTER DR, TROY, MI 48098-4657 |
| Document Number | 0000169443 |
| Book / Page | 054710 / 000732 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 169443 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 402 CARTER DR TROY MI 480984657, TROY, MI 48098-4657 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 402 CARTER DR, TROY, MI 48098-4657 |
| Document Number | 0000126280 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 402 CARTER DR TROY MI 480984657, TROY, MI 48098-4657 |
| Document Number | 0000126280 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 054421/000115 |
| Instrument | 126280 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 28, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 402 CARTER DR, TROY, MI 48098-4657 |
| Document Number | 0000126279 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 402 CARTER DR TROY MI 480984657, TROY, MI 48098-4657 |
| Document Number | 0000126279 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 054421/000099 |
| Instrument | 126279 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 28, 2035 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,230.00 (-15.21%) | ||
| 2023 | $450,260 | ||
| 2022 | $6,168.00 | $225,130 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 248 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY serves 85,854 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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