405 Carter Dr, Troy, MI 48098 Property Records

Oakland County property record for 405 Carter Dr, Troy, MI 48098 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1968
Square Footage1,300 sqft Living Area
Lot Size20,038 sqft (0.46 acres)
OccupancyOwner Occupied
Last Sale$134,000 (2009)
Tax Bill$3,037.00 (2025)

Property Details

APN / Parcel Number

Primary APN88-20-16-451-038

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Building Area1,300 sqft Living Area
1st Floor Area1,300 sqft 1st Floor
Basement Area1,300 sqft Basement
Unfinished Basement1,300 sqft Unfinished
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions200 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces
Garage Area420 sqft Garage
PorchSlab
Porch Area396 sqft Porch

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address405 CARTER DR
CityTROY
StateMI
Zip48098-4658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 16 LAKEWOOD SUB W 81.25 FT OF LOT 60 & E 18.75 FT OF LOT 61
Legal Range11E
Legal Township2N
Legal Section16
Legal SubdivisionLAKEWOOD SUB
Legal Lot Number60-61
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2008
Census Tract196900

Owner

Source: Oakland County records · APN 88-20-16-451-038

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 CARTER DR, TROY, MI 48098-4658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2009 · Amount on Record
Deed SaleSep 22, 2009 · Amount on Record
Deed Document Number2009168792
Deed Book / Page41496 / 785
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address405 CARTER DR, TROY, MI 48098-4658
Document Number0000108510
Instrument DateMay 30, 2020
Transaction TypeMortgage
Record UpdatedJul 09, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 CARTER DR TROY MI 480984658, TROY, MI 48098-4658

Mortgage

Document Number0000108510
DateJun 05, 2020
Book Page054307/000215
Instrument108510
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 04, 2050

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,037.00 (-3.86%)
2023$247,940
2022$3,159.00$123,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Carter Dr

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